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The Internet is a great library, but some of the books are old....

Reblogger Dick Greenberg
Real Estate Broker/Owner with New Paradigm Partners LLC EB #1326335

Russel Ray, a great home inspector/Renaissance Man from San Diego posted this excellent article about Federal Pacific Electric Stab-Lok electrical panels. We've run across a bunch of these over the years - it's definitely worth checking on the next time you walk by your panel box.

Original content by Not a real person

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Zoey the Cool Cat


The Internet is a library,
but some of the books are old!

A few days ago I had the opportunity to evaluate some foundation cracks; see Cracks happen (an ActiveRain success story). That post, and this post, and primarily for Paul McCartney (I made up the name to protect his identity).

When I'm on someone else's property, regardless of why my motive is for being there, my eyes are always looking around, and on this gentleman's property, right above some of the cracks we were looking at, was a Federal Pacific Electric (FPE) "Stab-lok" panel:

FPE Stab-lok panel

 

I told him that out of everything I had seen at his property, the FPE Stab-lok pane was what I considered the most problematic.

Here are some links to Internet sites discussing this brand of panel:

  1. http://www.inspect-ny.com/fpe/fpepanel.htm
  2. http://www.inspect-ny.com/fpe/fpe.html
  3. http://www.inspect-ny.com/fpe/fpecpsc.htm
  4. http://www.inspect-ny.com/fpe/fpetest.htm

When I find these panels at a home inspection, this is the verbiage that my attorneys, my E&O insurance provider, a few electrician friends here in San Diego, and I have compiled:

  • Federal Pacific Electric panelA Federal Pacific Electric "Stab-Lok" service panel was present. FPE circuit breakers may fail to trip in response to an overcurrent or a short circuit. A circuit breaker that may not trip does not afford the protection that is intended and required, creating a fire hazard. Simply replacing the circuit breakers might not be a reliable repair.

    A common "defense" of the electric panel is that "it's always been there and hasn't caused any problems." Electric panels in and of themselves typically do not "cause any problems." It is the electric components or appliances that typically cause problems, e.g., a short in an appliance, an electric outlet, or a light switch. Electric panels and circuit breakers are designed to prevent personal injury and property damage in the event of a short (or other problem) by shutting down the electric current to the faulty appliances or electrical components.

    Federal Pacific Electric panelThe fact that there "have not been any problems" simply means that the electric wiring, switches, and outlets; and the appliances using the wiring, switches, and outlets, have not had any problems. There appears to be no official recall on these panels, mainly because the companies that made these panels are out of business.

    Due to the problems associated with Federal Pacific Electric panels and inadequate clearance between breakers and edges of covers (removing covers can dislodge circuit breakers and/or all circuits might need to be shut off), I do not remove covers; type of power cable and/or main wiring was unknown; type of branch wiring was unknown; adequacy of grounding system was unknown; and condition of wiring and any specific wiring problems was unknown.

    Federal Pacific Electric panelFor additional helpful information about Federal Pacific electric panels, click here, click here, click here, and click here. This electric panel might be at the end of its useful life.

    Standards generally recognize the life expectancy of electric panels to be about 25 years. With older panels, contact points become corroded, possibly causing arcing, brownouts, and, at worst case, fires, personal injury, and property damage.

    I do not remove any circuit breakers to inspect for corrosion at the circuit breaker contact points since that would require shutting off electric service to remove the circuit breakers. There is the possibility that this electric panel has been upgraded, but only a licensed electrician can make that determination since electric service might again have to be shut off and circuit breakers removed.

    Note that home inspectors are not licensed as electricians in the State of California. Recommend further evaluation by a licensed electrician before close of escrow.

After I left, Paul, who seems to be very astute at doing Google searches, found an article by John Schneider:

Federal Pacific Electric panelIt's a copyrighted article, so I have included just the link.

The most interesting thing in Mr. Schneider's article is that he documents all the problems with this brand of panel but still goes out of his way to find one — one! — electrician who would give him the answer that he had obviously previously arrived at: He didn't have to replace his electric panel. He made that quite clear early in his article because he didn't want to spend $1,500 to replace it — a quote that I consider high; Paul, let me know what quotes you get!

Zoey the Cool Cat

The other thing is that Mr. Schneider's article is copyrighted 2002. In addition to me knowing everything in Mr. Schneider's article in October 2001 when I started my home inspection company here in San Diego, we also have another nine years of experiential evidence, and it is my unqualified opinion that Federal Pacific Stab-lok panels should be replaced. The sooner, the better.

The Internet is a great library, but some of the books are old. Other books are written with a specific audience in mind, or with a specific bias. If you're browsing the Internet library, get that library card out and take several books home with you!

http://www.russel-ray.com

Next post will be:

Picture of the Moment — My little friend

http://www.russel-ray.com

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If you need a home inspection to make your day,
make sure it's one by Russel Ray!

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Posted by
Mary & Dick

Mary & Dick Greenberg
New Paradigm Partners LLC
2601 S. Lemay Ave. #41
Fort Collins, CO 80525
970-689-4663
www.maryanddick.com

 

Data Source: IRES MLS

Comments(3)

Suzanne McLaughlin
Sabinske & Associates, Inc. (Albertville, St. Michael) - Saint Michael, MN
Sabinske & Associates, Realtor

Boy, Dick, you really picked a good one here.  I knew about this from Russel's earlier posts.  But, when I see one of these at a listing, I always tell the clients that they really need a good home inspector, and if they don't use one that I recommend, I ask them to send the inspection report to me as well.  Then, I really have to give them the scoop. 

Great, great reblog.

Jul 14, 2011 11:51 AM
Rob Kittle
Kittle Real Estate - Fort Collins, CO
"We Specialize, You Benefit!" -Kittle Real Estate

Great re-blog dick, i bookmarked this article for reference in inspecting homes and looking on their panel box. Thank you!

Jul 14, 2011 12:20 PM
Jim Frimmer
HomeSmart Realty West - San Diego, CA
Realtor & CDPE, Mission Valley specialist

I worked as a home inspector for Russel from October 2001 to August 2005, and man did I learn a lot from him. He’s been in real estate for 45 years and knows what he’s talking about.

Jul 14, 2011 03:42 PM