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Many people who buy homes these days are swarmed with solicitation from credit cards, local car dealers, and home lenders for the purpose of obtaining an home equity loan, the moment they purchase their new home. It's because the creditors know something many new home owners are unaware of and that is the new home owners stock has just risen and their name has been put on a list because of this.
A good example is when filling out applications, applying for any type of credit where the other party is lending money one of the key contributing factors besides just credit that they use to determine whether they will lend or not is are you a home owner. That is the reason you see on many applications do a person rent or own. If you rent everything is based solely on credit and income. But if you own that's a key factor that they use to determine whether they will lend because they feel they can always put a lien on your property and recuperate their money if one defaults.
This factor is used but is not considered once a home owner has obtained bankruptcy, repossession, or has a foreclosures which are derogatory marks on your credit report. But if this isn't the case then look for solicitation from nearly every credit card, car dealership in the area, & even home equity loans. You are now an official target. Which can be a good thing if used correctly. Your credit score now has the opportunity to shoot up and the home owner can build wealth from having an increased credit score.
Having an high credit score while being an home owner gives one the opportunity to start to invest in other properties that creates wealth by either flipping the properties or having them as a rental property. Or something as taking out an home equity loan to start a small business or invest in another venture. It all depends but the doors open up once you become an home owner. Just another example how home ownership builds credit and wealth.