If your loan qualifies for the HAFA program, then you may be eligible for a number of financial incentives. You can get up to $3,000 to help with moving costs.
Even better is the stipulation that you will be completely released from the first mortgage debt. No deficiency and no promissory note. Now you don’t have to worry about paying all that money back.
Here are a few other advantages HAFA has over a normal short sale.
1. The lender must process the short sale within 30 days.
2. Lenders are no longer required to check your financial information and confirm that your debt to income ratio is higher than 31%.
3. The short sale can often be pre-approved when it is put on the market. This is good news because it makes your home more attractive to home buyers.
As an incentive to help lenders process HAFA short sales, your lender can get a check for up to $1,500 for helping you. Contact me to see if you qualify for a HAFA short sale.
I can help you short sale your property and never pay the bank another penny. Send me an e-mail at firstname.lastname@example.org. I will contact you for a free consultation.
When we talk, I will explain how the process works in detail and answer any questions you may have. Or, if you prefer, you can call me at 925-290-7043
Discover how other sellers successfully completed a short sale and request a free consultation by clicking here.
Thinking about a loan modification? Our Tri Valley loan modification kit has the instructions you will need to get a loan modification approved with your bank. Click here to request a copy.
Thanks for reading this, Eva and Ron Cedillo.
Eva and Ron are Real Estate Agents at Home Buyers Realty.
Phone: 925-290-7043. email@example.com.
View My homes for sale at www.HomeBuyersRealty.com.
Eva and Ron Cedillo specialize in loan modification assistance and short sales in Tri Valley California. Tri Valley Loan Modification Help, Tri Valley Short Sales. Tri Valley Short Sale Realtor. Pleasanton Short Sale Realtor. Livermore Short Sale Realtor. Dublin Short Sale Realtor. Tri Valley CA Short Sales. Tri Valley Realtor.
Copyright 2011 SFI Marketing Institute, LLC. All Rights Reserved.
Eva and Ron Cedillo, Home Buyers Realty, and the Stop Foreclosure Institute are not associated or affiliated in any way, shape, or form with the government. Our services have not been reviewed, endorsed, or approved by the government or your lender. Most lenders willingly work with agents on short sales. Why?
Because most short sales are beneficial to a lender. If you accept our offer to help you on a short sale, your lender may not agree to a short sale or to modify your loan. We do offer a loan modification kit.
However, the likelihood of negotiating a modification is like everything else in life. It takes work and persistence to convince your lender to modify your loan. No matter what you or we do, your lender may not approve a loan modification.
If you stop paying your mortgage, then you could lose your home and damage your credit. Because we know avoiding foreclosure is so important to any homeowner, we recommend that you speak with the appropriate legal or tax advisor before making any decision.
This is not intended as legal, technical, or tax advice. Please speak with a licensed professional before making any decision. Information is deemed reliable but not guaranteed as of the date of writing.
You have the option to reject a short sale or loan modification from your lender if it does not meet your approval. If you decide not to go thru with the short sale, then you do not have to pay us our fee. We normally make a real estate sales commission for helping you on a short sale.
The views expressed here are Cedillo's personal views and do not reflect the views of Home Buyers Realty.
This information on Tri Valley Short Sales: Yes, you can get a $3,000 check for short selling your home is provided as a courtesy to our viewers to help them make informed decisions.