If you are looking to purchase a home and really don't have much money, USDA Loans are the way to go. There is no down payment, 100% financing and no monthly mortgage insurance. To check on the property eligibility and your income eligibility, please click on the links below.
For income eligibility click on this hyperlink: http://eligibility.sc.egov.usda.gov/eligibility/welcomeAction.do?pageAction=pageLoad&requestInfo=DirectIncomeLimits&NavKey=incomelimit@11
For property eligibility click on this hyperlink: http://eligibility.sc.egov.usda.gov/eligibility/welcomeAction.do?pageAction=sfp&NavKey=property@11
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