Utah County Real Estate and your Credit Score
Credit Scores range between 300 and 850. Usually scores above 600 are considered to be desirable for obtaining a home loan. There are five main factors that are considered when your score is calculated.
Payment History
Do you pay your credit card obligation on time?
Credit balances
High credit card balances usually are an indication that you are over extended.
Length of Credit History
Longer the credit history the better.
How Much New Credit You Have
New Credit, either installment payments or new credit cards, are considered more risky, even if you pay on time.
Type of Credit you use
Generally it is better to have more than one type of credit installment loans, credit cards, and mortgage, for example.
Check out the IDX Websites with Homes for Sale in the following locations:
State of Utah homes for sale – Home Selling Utah
Homes available for Sale in Utah County
Cedar Hills Homes for Sale
Provo Homes for Sale – Provo Home Selling
Saratoga Springs Homes for Sale
Springville Homes for Sale
Homes available for Sale in Salt Lake County
Salt Lake City Homes for Sale
Herriman Homes for Sale
Riverton Home for Sale
Sandy Homes for Sale
South Jordan Homes for Sale
Homes available for Sale in Wasatch County
Homes available for Sale in Summit County
Homes available for Sale in Washington County
other Southern Utah Homes for Sale
Homes available for Sale in Weber County
Homes available for Sale in Davis County
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