A Home- Life's Biggest Common Denominator

As I was having a conversation with a fellow agent this morning, I was thinking about my girls (wife, daughter, daughter and daughter on the way). This fellow agent and I were discussing the local market and when we think things will turn around. Overall, we both thought about how the national media affects local real estate, specifically Northern Colorado. The media is all about the bad news and throws all markets into 'the market'. I can assure you that 'our market' is a good buy, right now! Why? The cliche's can run amuck here but here goes.......

• Interest rates- still very low
• Housing prices have been stable but buyer favorable
• Plenty to choose from and many motivated sellers
• Lending guidelines will be tightening- a good thing
• Commercial real estate is leading the way- more jobs?

As I was saying, during this conversation with the other agent, I was feeling sentimental about my female crew. The fact is, we bought our house for many reasons but only one was geared towards investment. The investment component was proximity to I-25 and Northern Colorado's Hub. We thought our home would be a good long-term buy because of location. While we have not seen any appreciation, I can honestly say that I can care less (for now). My home has been a place to not only sleep, eat, provide shelter and warmth but many things that are just as important. My oldest daughter just had her 5th birthday party at home. My youngest had her first birthday party at home. We brought my youngest home from the hospital after she was born to our home. We have had numerous family activities and special holiday celebrations at home. We have friends over all time for BBQ's, gathering, etc at home. My third daughter will be waking up at 11PM, 1AM, 3AM, 5AM for a feeding and/or diaper change at home.

The memories that are being made at home are precious moments that will never be forgotten. The largest common denominator of my family so far, is home. Buy a house first because it will be home, buy it secondly because it may turn out to be a good investment.