Groups are smaller communities within the larger ActiveRain. Join groups created by others. or start your own and
get others to join
This is the place to view the past and present contests put on by ActiveRain and its members. Everyone can join the
group and help encourage each other. Current contest will be highlighted posts so it's easy for you all to see. Let it
Curious as to what others in your profession think about a certain product or tool?
AR's community takes the time to leave honest and transparent reviews of their experiences
so you can be a bit wiser about your purchase.
Broken down by categories and subcategories for easy finds
Get an unfiltered look at what real users are saying
Leave a review yourself for others to benefit from
Add new products as you use them and gain points for doing so
ActiveRain University (ARU) provides free on-line training. We coach, consult and support real estate professionals about real estate trends, technology and social media.
ARU Calendar provides class types and registration links
Watch short tutorials on updating your photo, inserting a hyperlink and much more
Sign up for the Daily Drop so you don't miss out on AR's daily happenings
Find answers to most FAQ's
Whatever it is you're into and wherever you are, AR surely has a group for you to join.
Brand, off the wall, specific subject matters…whatever it is you're looking for.
Each time you write a post you can syndicate your post to 5 groups.
And if by chance you don't find what you're looking for, start a new group today!
Get your content in front of more eyes
Search by location or type
Feel free to start your own group
Find some that are close to home and close to heart
Each month AR runs numerous contests as a way for our members to engage in activities
that will boost their business and increase their visibility in the community and beyond.
Earn points by partaking in these contest and climb the leaderboard
Do what's good for you and your business by participating
If you have an idea for a contest, just let us know
Stay motivated and on track with new contests popping up each month
Ask a Real Estate Question
Here's another avenue for you to build relationships with others. Share your expertise with someone searching for answers.
Play the teacher role and help someone out today
Your Homepage will alert you of new questions in your state
A wonderful way to open a door to a possible new client
Ask a question yourself to get help
These state pages or hyper-local pages provide content directly related to a specific geographical location.
State, County, City and Neighborhood pages make it easy for consumers to find what they're looking for.
Post your listings, school information, local events, market reports and more
Consumers peruse these pages for information
Farm your niche market and cover all the happenings in your neighborhood
Debt Ceiling Raised 74 Times Since 1962 -- Spending Out of Control for Decades
According to the Congressional Research Service, the federal debt ceiling has been raised 74 times since March 1962 -- and ten of those times since 2001.
Let that sink in, folks. What does it mean to have a debt 'ceiling' if every time you reach it, you simply raise the ceiling? When do we finally start paying down the debt? When do we have a national discussion on what our spending priorities should be?
Of course Congress will find a way to raise the ceiling again this week. But understand this -- it doesn't solve the problem. It is a symptom OF THE PROBLEM. The problem is a multi-decade pattern of over spending.
The federal debt is more than 14 trillion dollars -- not even counting the long-term liabilities for entitlement programs like Social Security and Medicare. Here's the real crime: so far this fiscal year (as of June 30th 2011), the government has made interest payments of approximately 386 Billion Dollars on the National Debt. For the full year we are on pace to pay more than one-half Trillion dollars in interest. To put this into perspective, NASA's entire budget is 6 Billion Dollars. We could fund almost 100 NASA's with the money wasted because of our indebtedness.
Think about all the important things this money could have been used for! When a family is choking on debt, their discretionary income goes down. That is the simple math. When you are paying too much in interest, then you have less dollars for managing your household, or sending your kids to College, or taking a vacation. That is the simple reality and it is no different for a government.
Please note: an enormous amount of money is being wasted with interest rates at historic lows. What happens when interest rates go higher? Do you know that even a small increase in the government's borrowing costs could easily wipe out whatever spending cuts are being debated in Congress right now?
We need DEEP, MEANINGFUL CUTS RIGHT NOW to avoid downstream catastrophe. The plans being debated in Congress are a joke. It's like having a leak in a rowboat and trying to bail the water out with a thimble.
There is only one silver lining that I see in all of this. It wasn't all that long ago that if I spoke about the debt ceiling or the Federal Debt, I would see people's eyes glaze over. Few people seemed to care. Now the entire nation is captivated by the debate. The first step toward change is RECOGNITION -- and that is what we finally have. More people than ever recognize that we are no longer on a sustainable path. The debt is now crippling us and if we continue down this road it will bankrupt us.
Because of the deep, philosophical divide regarding whether we should raise taxes or cut spending, we are unlikely to structure a plan that gets us where we need to be.
My solution is to embark upon a strategy that will significantly grow our economy -- that is an approach that will naturally grow tax revenues. (When individuals and corporations are making more money, they generally pay more net dollars in tax. When there is a roaring bull market in stocks, individuals and corporations pay more in capital gains taxes, etc. In other words, don't increase the tax rate, but grow the size of the entire economy).
How to do it? Create tax incentives that will allow entrepreneurs to form the businesses of tomorrow -- which in turn will create job and bolster consumer confidence. We can not compete against the developing world when it comes to commoditized, low-margin goods -- because our labor costs are too high. Rather, we must focus on cutting edge, high margin technology.
In my opinion, America must re-invigorate the manufacturing sector and decide to become the leader in the industries of tomorrow. Some examples:
Advanced Transportation Systems
The entrepreneurial spirit in America is not dead -- UNLEASH IT!! That is our pathway out of this mess. That is the road to our future.
Throughout Greater Metro Phoenix Arizona (Both Maricopa and Pinal Counties)
To Search the Official and "Live" Arizona MLS -- Just Like A Local Realtor -- click HERE
I have Helped Hundreds of Home Buyers, Sellers & Investors to Reach Their Goals
Ask Me About My Discount Listing Fees & Buyer Rebates
Put a professional, full-time Realtor, on your side. I'll provide you with all of the services you expect from a real estate professional, along with the highest level of customer service and courtesy.
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.