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Prince George's County, Maryland Foreclosures Update 8/4/11
There are 4,274 active listings of homes for sale in Prince George's County MD. 524 (12%) of the homes for sale are lender owned foreclosures. 1,623 (38%) are short sale pre-foreclosures. 50% of the available properties are lender owned foreclosures or short sale pre-foreclosures.
Mortgage Financing: Prospective purchasers need to be aware of the changes that have take place and understand the current requirements for obtaining mortgage financing. All should anticipate fully documented mortgage applications that may be considered to be intrusive. Different mortgage products are offered by different lenders. Do not expect to find one stop financing. Tell us about your very specific needs and we will try to match you with an appropriate loan officer.
Loan Limit Reduction: The "temporary" mortgage loan limits that are now in place will expire on September 30, 2011. All loans using the temporary limits must settle on or before September 30th. For our area, this means that the maximum Conforming and FHA limits will drop from $729,750 to $625,500 for Washington DC, Montgomery County, Prince George's County and Frederick County, Maryland. The Howard County loan limit will drop to $494,500.
RE/MAX Realty Group Preferred Lender: Joe Salisbury at Presidential Bank Mortgage, firstname.lastname@example.org, 301-590-8911 x 209 is the Preferred Lender for our office.
Lender Owned Homes:
There are 173 lender owned foreclosures priced at $100,000 and BELOW. These are REO homes for sale. Click on the listing number for full details on each property.
With the large number of available lender owned foreclosures, you may find it difficult to identify the properties that may best meet your needs. Please ask us for any assistance you may need. We will email information on the properties in your price range.
Prince George's County MD Real Estate Market Statistics: During June, there were 783 closed sales, down 20.43% from last year. The average sold price was $187,381, down 7.97% from last year, with an average of 99 days on the market. The median price was $169,000, down 9.75% from last year. Homes were selling for an average of 89.56% of the average original list price.
The real estate market statistics for the previous month may be viewed by clicking on the following link. http://www.rbintel.com/statistics/prince-georges-county-md The figures are revised on the tenth of each month. Please contact us if you wish to receive a report on your preferred zip code.
Free Credit Report: You have the right to get a FREE COPY of your credit file disclosure, commonly called a credit report, once every 12 months, from each of the nationwide consumer credit reporting companies – EQUIFAX, EXPERIAN and TRANSUNION. For instant access to your FREE CREDIT REPORT, visit www.annualcreditreport.com or call 877-322-8228.
All home buyers that plan to use mortgage financing should obtainpre-approval for financing as the first step in the purchase process. Investors should also follow this advice since investor financing is still difficult for many because of the lender limits on the number of financed properties. Please ask us for a referral to a loan officer if you do not have an existing relationship with a mortgage lender.
All of the active listings of homes for sale in Prince George's County and other areas in Maryland may be viewed on Homes Prospector at www.roykelley.com
Visit www.roykelley.net to view scheduled trustee sales and our real estate blogs on ActiveRain.
Please contact us with your real estate questions. Your referrals of friends and family members will always be appreciated.
Blooming for Maryland home buyers!
We represent home buyers and sellers as their exclusive agents in the Maryland suburbs of Washington DC.
Roy Kelley Roy Kelley & Associates Associate Broker, RE/MAX Realty Group
Client Assistance: 301-670-8996
Recipient of the RE/MAX International Lifetime Achievement Award - 2008
Roy Kelley advises home buyers, sellers and REO asset managers, in the Maryland suburbs of Washington DC and nearby counties. REO and foreclosures sales. Market area includes Montgomery County, Frederick County, Washington County and Prince George's County.
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.