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Why you need a Direct Lender

By
Real Estate Agent with Century21 Comstock Earnest
Everyone sees the internet ads and pop ups talking about low rates.  What you don't see are the fees and terms associated with many of the come ons.  Mortgage Money is a commodity and is commonly brokered thru internet lenders and local brokers.  They make their money by charging fees, points and Loan Origination charges.  Direct lenders generally don't load as many fees as brokers and provide high quality service.  Direct lenders usually do their underwriting in-house which simplifies the approval process.  Sellers like offers that include funds from Direct lenders.  Typically there are less "Suprises" that happen to transactions with Direct lenders

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