Groups are smaller communities within the larger ActiveRain. Join groups created by others. or start your own and
get others to join
This is the place to view the past and present contests put on by ActiveRain and its members. Everyone can join the
group and help encourage each other. Current contest will be highlighted posts so it's easy for you all to see. Let it
Curious as to what others in your profession think about a certain product or tool?
AR's community takes the time to leave honest and transparent reviews of their experiences
so you can be a bit wiser about your purchase.
Broken down by categories and subcategories for easy finds
Get an unfiltered look at what real users are saying
Leave a review yourself for others to benefit from
Add new products as you use them and gain points for doing so
ActiveRain University (ARU) provides free on-line training. We coach, consult and support real estate professionals about real estate trends, technology and social media.
ARU Calendar provides class types and registration links
Watch short tutorials on updating your photo, inserting a hyperlink and much more
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Find answers to most FAQ's
Whatever it is you're into and wherever you are, AR surely has a group for you to join.
Brand, off the wall, specific subject matters…whatever it is you're looking for.
Each time you write a post you can syndicate your post to 5 groups.
And if by chance you don't find what you're looking for, start a new group today!
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Search by location or type
Feel free to start your own group
Find some that are close to home and close to heart
Each month AR runs numerous contests as a way for our members to engage in activities
that will boost their business and increase their visibility in the community and beyond.
Earn points by partaking in these contest and climb the leaderboard
Do what's good for you and your business by participating
If you have an idea for a contest, just let us know
Stay motivated and on track with new contests popping up each month
Ask a Real Estate Question
Here's another avenue for you to build relationships with others. Share your expertise with someone searching for answers.
Play the teacher role and help someone out today
Your Homepage will alert you of new questions in your state
A wonderful way to open a door to a possible new client
Ask a question yourself to get help
These state pages or hyper-local pages provide content directly related to a specific geographical location.
State, County, City and Neighborhood pages make it easy for consumers to find what they're looking for.
Post your listings, school information, local events, market reports and more
Consumers peruse these pages for information
Farm your niche market and cover all the happenings in your neighborhood
Decision of buying a home is one of the most important decisions of the life-time of an individual.
Buying a home mainly depends on how prepared you are during the process. A lot of research and thought goes into selecting your home and then purchasing it at a suitable price. Below are a few guidelines to consider before buying a home.
Reasons for buying a home
The first question you need to ask yourself is why are you buying a house? Do not simply use reasons like 'Everyone needs a home', 'It is an investment' etc. It is not that these are bad reasons for owning a home but they should be applicable to you as an individual or family. A house is primarily a place you can live in.
Having your own home does have a number of advantages like tax benefits, investment source, etc. It also gives the owner a feeling of pride and sense of achievement. However, all these are just secondary benefits. By knowing exactly why you are buying a house, you will be able to focus clearly on the task and are unlikely to be sidetracked.
Decide on a suitable budget
Although buying a home has a tendency to become an emotional affair, you should never lose track of the financial aspect involved. Before you take the plunge, it is advisable to spend some time taking stock of your assets and available finances. Even before you start going out to look at homes, you should decide on an upper price limit. This is the most you are willing to pay for the house.
Your current budget should be the main factor in deciding the price limit. Do not be swayed by your real estate agent into buying something overpriced. The agent's commission depends on the price of the house, and it is natural that he would want a larger amount as his commission. You alone are the best judge of deciding how much you are willing to pay.
Another reason why budget is important is to have a house that you can afford to buy and still live comfortably while paying your house loan. Just because you have bought a house does not mean other expenditures no longer matter. You will still need money every month to be able to buy food, pay the bills, school fees, other loan payments, etc. You should strike a balance between paying for your house and making all your other payments. You may have to cut back on certain non-essential expenditures like fancy dinners, expensive gadgets, etc. to meet budgetary constraints.
Become familiar with the loan process
Nowadays, it is virtually impossible to buy a house outright. This is why most people purchase their house using a mortgage. This is a loan you take using the house itself as collateral. It is very important for you to understand how the loan process works. You should also be fairly well versed in the different types of loans available.
Take responsibility and do the best you can to learn about the entire process. Do not depend only on friends and financial institutions for guidance. Talk to people who have recently purchased homes to get an idea of how the process functions. Remember that all banks have their own rules and regulations. Contact different banks and find out about their loan process and rates of interest. Also, check what documents are to be submitted when you apply for your loan.
Buying a house should be a well-thought-out decision. You need to consider all the pros and cons before you make your final choice.
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.