Short Sale in Vancouver WA Area, Clark County What should I do?

Short Sale in Vancouver WA Area, Clark County What should I do? What a great Question, with 70% of the foreclosed properties and were never listed, that tells me that people just do not know their options.... Well let's be blunt, honest and to the point.....  Short sales right now make up about 20%-30% of the market and bank owned properties are about 5%-12% of the market, and there are foreclosed homes that have not hit the market yet.
So If I can not make my payments on my house what do I do? (several items for you)Short sale Help
Reinstatement of your loan:  Here you would just pay the bank what is owed and get your loan caught up and not behind in payments any longer.  For a lot of people this is the hardest one because if you can make your payments where will you come up with that amount of money?  
Forbearance or Repayment Plan:  This will allow you to make payments on what you owne and you would also need to make your monthly payment as well.
Loan Modification:  This is a way to get you restarted, personally I did this and it took us a year to complete it.  You can do it on your own or pay a company to help you (check with you state requirements).  Please understand it will take time to complete and you need to do what they ask. Also, there is no guarantee that they will lower your payment I am helping several people that their loan mod came back with a higher payment, and that did not help.... Also, keep in mind that only 25% of all loan modification applicants get approved and from that it is said that 70% end up in default again.
Deed in Lieu of  Foreclosure:  This is a possible option for some people, the home needs to be listed for this to occur and the attempt to sell must be shown, also the home must be vacated.  The first position loan will take a settlement and the second you will need to negotiate settlement with at some time (need to check local laws)
Bankruptcy: This is considered as a foreclosure on the property and you will need to carry this on your credit for more than 7 years you need to seek the advise of an attorney.
Foreclosure:  Is an option, however you loose the control of your home, and allow the bank to sell the property, they are only concerned about the first loan and the second will come to you for settlement.
Short Sale:  This allows us to have control as humans we want control and we do not want to give it up. A Short Sale allows you to negotiate with the first (at times the first is released the debt, check your state) and the second also gets negotiated as well,  (and any other Liens on the Property), The Point is is that YOU WILL KNOW what the contract is and the settlements are, then you can accept the arrangements or reject the arrangements, it is your choice.

Ken's Home Team has been able to negotiate all the parties for you and have been able to make acceptable arrangements for out Short Sale Clients here in Vancouver, WA, Clark County WA. give us a call 360.609.0226 or email us at and let us help you, we can sit down and go over this in more detail with you and your situation.  I hope this answers some of your questions on
Short Sale in Vancouver WA Area, Clark County What should I do?

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I have known Ken for several years and he is an outstanding professional
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Ken is one of those industry leaders that you just don't forget. When you
hire him you actually hire his entire team, how great is that! I chose Ken
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investment property. He not only excelled in finding properties that met our
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our eyes to other options. He and his team were available to us and
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recommend Ken for any of your real estate investment needs.
Top qualities: Personable, Expert, and Creative


Darci Lee

I met Ken through a networking group and also was able to work directly
with him during my short stint as a Realtor. From the perspective of another
Realtor, I am entirely impressed with the time and effort Ken put into each
sale. Whether helping a buyer find the right property or guiding a seller
through the process, Ken is a true professional. Besides his dedication,
what sets Ken apart from others is his vast experience with investors and
investment properties. By knowing what to look for, he can determine what is
a good investment and which ones are not. In this market especially I would
trust Ken to help me determine the best value and walk me through the

Owner, Natural Order LLC


Cliff Temple

I worked with Ken on a real estate development project when he was with a
previous company. Ken is very organized, a great negotiator and salesman.
Ken also brings a very positive attitude to everything he is involved in.
Ken is a delight to work with.

 Senior Loan Officer, Cliff Temple


Brad and DodiLi 

Thank you for everything you did for us. You helped us find the perfect

Our home buying experience was CRRRRAZY ! After waiting five months on a
short sale, we lost it two days before closing, lost a foreclosure, lost a
for sale by owner-the dude was too drunk to sign paperwork!! lost a home to
a conventional loan- even though our offer was by far the highest. ..Ummm
there was more...none of which was our fault. Nonetheless we were hit with
many challenges.

You represented us as a good agent should. Above all you listened to our
wants, needs and budget, you were always personable and professional. Thank
you so much for always being available. Sometimes we called 5 or 7x in a
day (not to mention the emails) and you were prompt with a response. When
we found a house we wanted to look at, we meant right now not 30 min from
now. You did good! We have to give you credit for patience. We had high
demands and your attention to detail exceeded our expectations. We would
highly recommend you to anyone looking for any buying or selling a home.

I want to sincerely thank you for ALL that you are doing for me in regards
to my parent's house. I really do appreciate your help! You were an answer
to prayer at a very "low" time in my life. And I am "singing your praises"
to everyone I meet. I think I may have a neighbor that will want to talk to
you after the Holidays - he is thinking about putting his house up for sale.

I am SO grateful to you for the things you are doing on Craigslist. I check
it every once in a while & see how you keep it updated at all times. I viewed
the one on Sunday, I believe it was, that had the heading LOCATION,
LOCATION, LOCATION - how clever!

I have shown the Visual Tour to some people and friends to show them how
"great" you are.




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