You may be hearing from your mortgage company that your property is in a flood zone - and that you need flood insurance right now! In a nutshell, FEMA has issued new flood maps for Tallapoosa County. This has already been done in Elmore County. Just about anyone who owns property that touches Lake Martin may be in a flood zone. If you have a mortgage - be prepared!
Here’s what you need to do:
1. Purchase FEMA Flood Insurance (available through most insurance agents)
2. Hire a surveyor or civil engineer to do an elevation survey and apply to FEMA for an exception.
3. Once you receive the exception, cancel your flood insurance for a full refund!
Yes, it’s a lot of trouble but this is the way to resolve the issue.