Lenders and the California Wildfires **UPDATED**

The State of California has declared the counties of Los Angeles, Riverside, San Bernardino, San Diego and Orange disaster areas due to the wildfires in Southern California. Lenders usually requires a 442 (completed by the original appraiser) on all transactions located in counties that are declared disaster areas. It is due to the size of the effected area and the concentration of the fires, that most lenders will not require a 442 on all properties. Instead, the requirement for the 442 will be based on the property Zip Code.

If property's zip code is in the table below, a 442 is required for Provident Funding. Other lenders will have thier tables very soon I'm sure! Also it is important to remember that the situation in Southern California is constantly changing and additional zip codes may need to be added to the lists.

This policy is designed to limit its impact to only those properties located near the fires.

 The following is a list of zip codes (by County) where a 442 is required:

Updated Southern California Wildfires

The State of California has declared the counties of Los Angeles, Riverside, San Bernardino, San Diego, Ventura and Orange disaster areas due to the wildfires in Southern California. Lenders usually requires a 442 (completed by the original appraiser) on all transactions located in counties that are declared disaster areas. The requirement for the 442 will be based on the property Zip Code.

If property's zip code is in the table below, a 442 is required. There will not be any exceptions to this requirement. It is important to remember that the situation in Southern California is constantly changing and additional zip codes may need to be added to the list below. Additions will be added in red.

This policy is designed to limit its impact to only those properties located near the fires. The following is a list of zip codes (by County) where a 442 is required: