Are you looking to buy  a house in Schuylkill County, PA? If so please read this article explaining WHY we need a lender's preapproval to look at houses. Buying a house is very different from buying groceries, but the analogy still stands. Enjoy!

If you are looking to buy a house in Schuylkill County, PA please call our office and we'd love to help you find your dream house.

 

Via Judi Barrett~Integrity Real Estate Services~Idabel, Oklahoma:

Would you go grocery shopping if you didn't have any money?

grocery shopping image courtesy of flickr user Bruce A StockwellI would feel so foolish if I went into the grocery store, got a shopping cart, and starting looking through the aisles... gathering up food that I like, for buying consideration if I didn't have any money.  

Maybe I had brought a friend along that I was going to ask her if I could borrow some money to buy the groceries AFTER I had picked out what I wanted to buy...but I had not asked her yet if she would lend me any money and nor did I know that IF SHE SAID YES, how much she would lend me.

Let's take this a step further... when I went into the store, I asked for the manager and asked him if he would walk around with me and explain to me the different types of food that he was offering for sale AND I told him that I did not have any money but was sure that my friend would lend me the amount I needed after I had chosen my basket of food.

 Surely he would stop answering questions for the customers that he knew could pay for their food and would walk around with me, who has no money... explaining how the store is laid out and what the best buys were this week.

What do you think?  Likely scenario?

HA!  That's what I thought..  I heard you say, "Inconceivable!"


Yet if you are expecting to home shop, you do not have your own funds to purchase, and you have not gotten at least pre-qualified and even better pre-approved for a loan...

"This is exactly what you are doing on a different level."


Now can you understand why your real estate agent WHO REALLY WANTS TO HELP YOU AND REALLY WANTS YOU TO FIND YOUR PERFECT HOME,  also wants you to get pre-approved for your loan BEFORE you go home hunting?  AND before he/she spends the time home hunting for you and with you?


I thought so... SO GO TALK TO YOUR LENDER AND GET PRE-APPROVED! So you'll know how much you have at your disposal for a new home.  

Images courtesy of Bruce A Stockwell and Michael LeHet

Judi Barrett Southeast Oklahoma' best real estate broker Integrity Real Estate Services 580-212-5946

 

Looking for a home for sale in Idabel, Oklahoma?  Let me Google that for you. 

 

 

Judi Barrett, Broker, Integrity Real Estate Services, Office Address:  RR 5 BOX 126, IDABEL, OK 74745  580-212-5946

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Erica Ramus is Broker/Owner of Ramus Realty Group in Pottsville, PA.

If you're looking for a professional firm to represent you in all of your Schuylkill County real estate needs, call us at 570-622-6006.

Pottsville PA homes for sale                 Schuylkill County homes for sale

We have all properties listed for sale in the Schuylkill MLS on our website.

We also run Schuylkill Appraisal Services, for all your appraisal needs in the area.

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