The Unspoken Truth about Short Sales, Loan Modifications and Foreclosures

Mortgage and Lending with Starboard Financial

With a struggling economy and an extremely weak real estate market, clients have been looking for real options to make their ugly real estate situation go away.  Here are some questions from the unspoken that no one wants to talk about: 








Should I Short Sale my Home?


Can I get approved for a Loan Modification?


How does a Foreclosure effect my credit?


When can I buy again after a Short Sale?


Is there a way to buy again right after a Short Sale or Foreclosure?


These are all great questions and getting the right advice is the key word here.  I just try to advise all my clients about the best options based upon your unique situation.  I do not judge any of my clients no matter what your situation is.  I listen and answer what can and cannot be accomplished.  I then help you with figuring out what is best to help you out.  I will answer your questions honestly with real answers.


So if you feel like you need a question or two answered, please feel free to contact me.

Posted by

Gary Miljour- Mortgage Lending for Arizona and California

Proceed with Confidence


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Starboard Financial NMLS#156931, AZ:BK-0910725, CA: 4131142

Gary Miljour Licensed Loan Originator NMLS#207208, AZ:LO-0911641, CA:CA-DOC207208



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Liz Johnson
Keller Williams Realty East Valley - Chandler, AZ
Realtor Selling AZ Homes ~ Chandler, Tempe, Marico

Gary, you are so right.  There aren't easy answers to those questions.  There are so many factors that are specific to each person's situation and sometimes answers have to come from multiple sources - lenders, Realtors, tax professionals, and attorneys.

Sep 02, 2011 01:21 PM #1
Gary Miljour
Starboard Financial - Tempe, AZ
Mortgage Lending for Arizona and California


Thanks for the comment, I concur!



Sep 02, 2011 01:26 PM #2
J. A. Michail
Real Property Management of Sarasota & Manatee - Sarasota, FL
Real Property Management of Sarasota & M

Good questions, and I suspect you are ready to supply those who ask with good answers . . .

Sep 02, 2011 02:47 PM #3
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Gary Miljour

Mortgage Lending for Arizona and California

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