Groups are smaller communities within the larger ActiveRain. Join groups created by others. or start your own and
get others to join
This is the place to view the past and present contests put on by ActiveRain and its members. Everyone can join the
group and help encourage each other. Current contest will be highlighted posts so it's easy for you all to see. Let it
Curious as to what others in your profession think about a certain product or tool?
AR's community takes the time to leave honest and transparent reviews of their experiences
so you can be a bit wiser about your purchase.
Broken down by categories and subcategories for easy finds
Get an unfiltered look at what real users are saying
Leave a review yourself for others to benefit from
Add new products as you use them and gain points for doing so
ActiveRain University (ARU) provides free on-line training. We coach, consult and support real estate professionals about real estate trends, technology and social media.
ARU Calendar provides class types and registration links
Watch short tutorials on updating your photo, inserting a hyperlink and much more
Sign up for the Daily Drop so you don't miss out on AR's daily happenings
Find answers to most FAQ's
Whatever it is you're into and wherever you are, AR surely has a group for you to join.
Brand, off the wall, specific subject matters…whatever it is you're looking for.
Each time you write a post you can syndicate your post to 5 groups.
And if by chance you don't find what you're looking for, start a new group today!
Get your content in front of more eyes
Search by location or type
Feel free to start your own group
Find some that are close to home and close to heart
Each month AR runs numerous contests as a way for our members to engage in activities
that will boost their business and increase their visibility in the community and beyond.
Earn points by partaking in these contest and climb the leaderboard
Do what's good for you and your business by participating
If you have an idea for a contest, just let us know
Stay motivated and on track with new contests popping up each month
Ask a Real Estate Question
Here's another avenue for you to build relationships with others. Share your expertise with someone searching for answers.
Play the teacher role and help someone out today
Your Homepage will alert you of new questions in your state
A wonderful way to open a door to a possible new client
Ask a question yourself to get help
These state pages or hyper-local pages provide content directly related to a specific geographical location.
State, County, City and Neighborhood pages make it easy for consumers to find what they're looking for.
Post your listings, school information, local events, market reports and more
Consumers peruse these pages for information
Farm your niche market and cover all the happenings in your neighborhood
Hurricane Irene’s after effects on mortgage lending are being felt this week. Lenders are requiring re-certifications on appraisals in FEMA listed areas of higher damage. This means an appraiser must re-inspect the property for condition and soundness. Real estate transactions in affected areas up the east coast are seeing settlement delays as these inspections take place and properties are cleared to close.
FHA and Veterans loans are now priced with sizable lender credits for closing costs. For example, at 4.25%, the lender credit can be over 1%-1.5% of the loan amount toward buyer settlement cost. This reduces the amount that the buyer may need to ask the seller to pay. Lender closing costs credits can be a useful tool to help a buyer purchase a home.
Since area high cost area loan limits are reverting from $729,250 to $625,500 very soon, getting to know non-conforming loans is necessary. For credit scores, having at least 720 will be important with higher loan amounts requiring 740+. Cash reserves are also important with most programs requiring 6 months PITI in the bank and up to a year for higher loan balances. Having 6 months payments saved for any additional properties owned can also be required. Residence and second home loans typically will require 20% down payment and it is difficult to find an investment property non-conforming loan. As these programs move into the spot light, look for program enhancements and changes.
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.