Special offer

Blood, Bruises, & Real Estate.....

By
Services for Real Estate Pros with Auto & Home & Life Insurance throughout North Carolina

I know what is going on.....

 

I had a coined saying years ago, actually it was a self-inflicted nickname of sorts.  That name was, "Master of the Obvious."  It reminds me of what I'm seeing, hearing, and feeling.  Is it getting brutal yet?  Are you ready to quit something you once thought of as a career?  Before you do, I think you may want to read further...

The Economy is something I am by no means an expert on.  But I do have what some may call a, 'Birds Eye View'...of the system it works for and under.  That said, more money won't solve this...WE will.  And I mean that collectively.

In kindergarten I learned to share.  Shortly thereafter, I learned to work together.  I don't always like those concepts, but it seems they can be an awesome team.  When utilizing those things, it's hard to go wrong. I don't care about the media, I don't care about perceived predictions of where the market is going or even where it is at.  Survival belongs to the fittest.  I just hope the 'fittest' happens to be looking out for everybody else.  And I hope the good ones survive and thrive.

Yet, if you want my version....which if you are still reading you deserve just that.  I read what I thought was a very cool post by Brett Young the other day.  Brett was so on the mark and made me think of how WE can help change a whole heck of a lot of what is going on.
 

  • While I'd love to see the prices of homes in certain areas drop, I'd love to see the wage paid to workers go up even remotely close to the increasing cost of housing & the Real Estate Taxes associated with being a homeowner.
  • It would be very nice if it didn't cost me more to drive to and from work than I could make in a day.  Maybe I should make more money, though there is nothing wrong with Gas Prices going down a bit.  God forbid those that have to heat their homes via Oil......
  • Bottom line, the cost of living has gone up sooooo much more than the income earned to deal with it.  Think about it, I'm not one to over-explain the obvious.....if it costs so much more to live but the income doesn't follow...it becomes a bit of problem.  That doesn't take an Economic Degree to figure out, it takes a Common Sense way of thinking.

So, our role is very simple in my mind.  This is a brilliantly thought of idea and I truly want everyone to be prepared in trying to implement it....it's all about one word.  EDUCATION!!!  It starts, but doesn't end with our schools.  The basics are born in Kindergarten & Elementary School and evolve into High-School....after-all, when did you first receive your first credit card offer?  It's worth repeating, you want to claim to teach us about the Real-World.....DO IT!  I pay school taxes and don't have any kids, I don't mind though.  It's my civil duty to do so, and their (Those with our tax dollars in their unmoisturized little hands) duty to listen....I want to make sure the taxes I'm paying are going to the right places...it is our earned money after-all.  So, to all you politicians and parents and capitalistic predators, I ask you simply one question.  Do for us now what makes sense for the future, teach us about living Capitalism, since that is the world in which we live here in America...please?  Life & Real Estate is all about learning, all about blood....all about bruises.  It's time to deal with pain by preventing it in the first place.  I don't mind paying dues but there is no virtue in ignorant poverty.  Prevention is akin to Education, it's a way to make sure the bumps and bruises are held to a staunch minimum, while we travel the way of the next phase of how to make this Mad World make some semblance of sense.


It's time to ignore the B.S. of this life and party like there is no tomorrow.  If you've read this far, here you freaking go!!!

 

 

 

Bob & Carolin Benjamin
Benjamin Realty LLC - Gold Canyon, AZ
East Phoenix Arizona Homes
Interesting post. Thanks for sharing it.
Nov 21, 2007 03:51 PM
William J. Archambault, Jr.
The Real Estate Investment Institute - Houston, TX

Jason,

I just stopped to wish you and our mutual friends a Happy Thanksgiving. If you're not with family, I hope the waitress is friendly.

Bill

Nov 21, 2007 05:07 PM
Chris Tesch
RE/MAX Bryan-College Station - College Station, TX
College Station, Texas Real Estate

Jason, you aren't fighting a loosing battle unless no one stops to listen.  It looks like this post was at least listened to and someone took it to heart.  Causing one person to stop and think can sometimes have the desired effect.  Happy Thanksgiving

Nov 21, 2007 10:24 PM
Trevor Ainsworth
Shoreline Homes Group at Randall Realtors of Watch Hill - Misquamicut, RI
the deal is that everyone knows these things and still we as a race do nothing about it!
Nov 22, 2007 02:45 AM
Joan Whitebook
BHG The Masiello Group - Nashua, NH
Consumer Focused Real Estate Services
Happy Thanksgiving -- It looks like you have gotten some of the people to think and discuss this important topic.  Education is key -- balance is also important.  Nice dicussion.
Nov 22, 2007 06:52 AM
Ruthmarie Hicks
Keller Williams NY Realty - 120 Bloomingdale Road #101, White Plains NY 10605 - White Plains, NY

A couple of comments:

1. JASON!!! Wow! GREAT POST!!! And there are some people stopping to listen. Trouble is that might be the same people who were working against the tide to begin with.

2.  I've taught at the undergraduate level...in one of those areas where we are supposedly deficient.  I used to be a scientist. Complete with three post-graduate degrees including a Ph.D.  The trouble with science and engineering isn't so much desire to learn.  Contrary to popular opinion you don't NEED that many scientists or engineers in raw numbers.  However, we NEED a critical mass of AMERICAN nationals...and we aren't getting them. Why? Weeeeelll....why am I selling real estate??? Simple.  I can't support myself on a scientist's salary. With the influx of H1B's and J1 visas we created a GLUT of scientists/engineers/programmers etc. Salaries tanked and instead of no jobs - there are plenty of jobs (at least in bioscience) but they amount to life in a glorified sweat-shop with abuses that would rivel 19th century child labor abuses - and I'm NOT exaggerating. So Americans are forced to abandon ship.  Lou Dobbs has a pretty good handle on this particular issue - although I don't agree with him on everything - on this he is on the money. Salaries in my field for a newly minted Ph.D. are in the low $30k range - with 70-80 hour work week expected.  I simply refused to work like that for so little.  After all, who is going to take care of ME if I get laid off, sick, or become infirm - NO ONE. So I have to make the $$$.

3.  For the general population - education in science and math are poor.  This is something that needs to be remedied - however, it does not mean that a good education means a good salary!  There is a disconnect now between salary and education - and THAT is a problem.

4. Fairtax.org - IMO is crap. There is no other way to put it.  It is wishful thinking for conservatives who just don't want the wealthy to finally pony up. But pony up they must because our nation is sitting on a mountain of debt and the middle and working classes are in NO CONDITION to pay up.  Fairtax is a regressive consumption tax that will hit the poor and lower middle class far harder than the well-heeled.  Why? Because it taxes consumption.  However, consumption among the poor is far less discretionary.  They spend because the must, not because they want to. Their money isn't going to flat-screens and ipods - its going to survival.

 5. Yes, 70% of the nation has some investment interest in the markets....but at what percentage...Most middle class and working class people would benefit more from a BETTER SALARY than a soaring market because they are simply more dependent on SALARY for survival. Most of that stuff is the same right-wing nonsense that got us into this mess to begin with. 

Nov 22, 2007 07:02 AM
Gail Robinson
William Raveis Real Estate - Southport, CT
CRS, GRI, e-PRO Fairfield County, CT

Jason, I spent too many years earning a wage instead of striking out on my own.  In all my schooling I can't ever remember being encouraged to start my own business. 

Ruthmarie, I have my Ph.D. as well in a field that is no longer viable.  I wonder how many of us on AR have our Ph.D.'s?   

Nov 22, 2007 03:56 PM
Jason Sardi
Auto & Home & Life Insurance throughout North Carolina - Charlotte, NC
Your Agent for Life
I'll be back....but I must say the commentary is much better than the post.
Nov 22, 2007 04:59 PM
Ruthmarie Hicks
Keller Williams NY Realty - 120 Bloomingdale Road #101, White Plains NY 10605 - White Plains, NY

The insomniac is burning midnight oil again.  Gail - I think there are A LOT OF US!!!! The point is that the Ph.D. itself isn't all that viable for earning a living.  My degrees were in molecular biology, immunology, microbiology and genetics....areas crucial to biotech - yet getting a job out of academia that offered over $40k a year require 10 YEARS postdoctoral training....After a 7 year -full-time doctorate????Heeeellllooooo!!! 

When people say the solution is "education" I just laugh. Yes, we need the general public to have a better understanding of science, engineering, math and computers...but we don't need this massive influx of foreign talent. We have a core intellectual mass that is needed - no one wants to PAY US - so we move on.  To parents who are worried that their kids won't survive a higher degree - I say - STOP WORRYING...it may not be that financially useful over the long term.

The visa influx  suppresses wages and destroys our brain trust.  I never did it for the money - most people don't - but I also never expected that it was a vow of poverty. In the past the "deal" was that those who could make it through the degree program (not at ALL easy) would be able to find work and live a middle to almost upper-middle class life.  Given the many years of training with no or little pay - such assurances are essential - within reason. No one should support someone who is incompetent. But very, very, very few incompetents would survive the qualifying exams and thesis, and thesis defense...

To deliberately create a glut so that BASIC RESEARCH LABS can be  STUFFED to the max (factory style) with slave labor is indefensible. Academia and biotech are equally to blame.  Worse still, are the biotech firms who know these labs are stuffed with Americans frantic for a decent job and they insist that they need the "special skill" of someone from China - who probably trained here to begin with. You've now got Ph.D.'s with degrees in genetics doing genetic engineer work 80 hours a week for $35k a year...what kind of nonsense is that? 

 Sorry, don't get me started, but this is such a WASTE of talent that our society might actually NEED. It's insane.  I mean the anthrax scare of 2001 should tell us we need a critical mass of AMERICANS doing this sort of work.

Nov 22, 2007 07:58 PM
Ann Guy
NA - Allentown, PA

Education is important.  IMO, it's the education about choices that should be focused on at home.  You have a choice, and with each choice there is a consequence. Whatever the choice, it yours, live with it.  This is something that needs to start at home.  Did you know that many experts (yes, I do use that term lightly) say a persons personality is formed by the age of 5?  How many parents is out society are willing/able to make the choice to take the time to teach their children?   It's not always easy as black and white, I know.  However, I am somehow managing with my toddler.  I teach him that he has a choice every day.  I figure if I start simple ("do you want to wear this shirt today or that shirt....you choose")he will get the basic foundation. 

Yes, there are many times when that choice is difficult.  If you have a job that does not pay you enough to support your lifestyle you can choose to change you lifestyle or change you job.  Can't afford gas?  Get a mo-ped or get a job within walking distance.    

I ave made my choice and I am living with the consequence. 

Ok, I'll hop off my soap box now.

Hope you have a nice Thanksgiving!

Nov 23, 2007 03:06 AM
Jason Sardi
Auto & Home & Life Insurance throughout North Carolina - Charlotte, NC
Your Agent for Life

Jeannie - Education is tough to afford, oh the irony.....Thank you!

Andrew - Thank you amigo, much appreciated.  Sounds like you have more than one soul under your roof with whom I can identify with.

Rolling Hills Homes and Palos Verdes Property  - Well-educated and well-compensated teachers....AMEN!

Ann - Do you not know that I am a proud member of the Polar Bear Club:-)

Rob - Boy man, you are old:-))

Ryan - Hmmmm, that's another post in of itself.

Sis - YOU make me smile.

Renee - You are a riot and bring up some interesting/quasi-depressing points.  None the less, throw in stewed tomatoes in that mac & cheese and you have yourself a Semi-Fine Dining meal:-)

Jeff - Thank you sir, that's the most diplomatic thing I've ever read from you:-)

Laurie- Lol, thank you.

Ray - Thanks man, hope all is well with you as well.

Christi - I hope you enjoyed yours as well!

William - I hope the turkey turned out wonderful and that you had a great day.

Bob & Carolin - Thank you for reading!

Bill - LMAO, you aren't only a wise soul....but you are a funny one as wel!

 

 

 

Nov 23, 2007 04:24 AM
Jason Sardi
Auto & Home & Life Insurance throughout North Carolina - Charlotte, NC
Your Agent for Life

Chris - That's a good point and I hope people also take the time to read some of this commentary, which is even more telling/intriguing.

Trevor - Hopefully the mood is about to change.

Joan - Yes, it is a valuable discussion to have.  Thank you for stopping by.

Ruthmarie - All I can say is, WOW!   Your comment alone, both of them, are more worthy of a feature than this post. 

Gail - That's a good question Gail, I have a B.S. (no pun intended:-) in psychology.......

Sardi - Nice to see you:-)

Ruthmarie - You are wearing me out girl!  I think you have 2 very solid posts in the 2 comments you wrote above.  As a matter of fact, you've peeked my interest.  Subscribing to you right about........now!

Ann - My Father owned a Moped once, my brouther & I refused to ride it because he looked like an idiot on the thing.  None the less, sometimes a lifestyle change is absolutely necessary to adapt to what is going on.  Happy Belated Thanksgiving my dear!

Nov 23, 2007 04:42 AM
Ruthmarie Hicks
Keller Williams NY Realty - 120 Bloomingdale Road #101, White Plains NY 10605 - White Plains, NY
Sorry Jason, wont' find much like that on my blog.  And sorry I wore you out. I type too fast!

 

Nov 23, 2007 04:28 PM
Jason Sardi
Auto & Home & Life Insurance throughout North Carolina - Charlotte, NC
Your Agent for Life
But you type rather well Ruthmarie.....
Nov 23, 2007 10:22 PM
Ruthmarie Hicks
Keller Williams NY Realty - 120 Bloomingdale Road #101, White Plains NY 10605 - White Plains, NY
Ok Jason, I just did my own blog on the mortgage meltdown.....you were part of the influence.....Enjoy.
Nov 26, 2007 10:06 AM
Sandra Cummings
William Raveis Real Estate - Guilford, CT
Real Estate Agent, Guilford Connecticut

Ruthmarie - All I can say is wow! Hopping over to read your post....

Jason - wonderful topic and I loved the discussion that ensued. Some of the best comments I have read in a while.

 

Nov 26, 2007 10:40 AM
Gail Robinson
William Raveis Real Estate - Southport, CT
CRS, GRI, e-PRO Fairfield County, CT

Ruthmarie, I just got a chance to read your post now.  Your story is amazing!  I had my Master's degree in Counseling Psychology and ended up in divorce that left me reliant upon my income, which at $12,000 a year, wasn't even poverty level.  After carefully checking out salaries for my next field, I embarked upon a Ph.D. (took ten years) and had a good run with it for a while until the large consulting firms decided to throw in the type of work I do as a freebie.  How do you compete against "free"? 

I don't regret my education as it has enriched my life, but I do think I got fooled into thinking that a good education means you can make a decent living and that is not necessarily the case.

Nov 26, 2007 04:15 PM
Jason Sardi
Auto & Home & Life Insurance throughout North Carolina - Charlotte, NC
Your Agent for Life

Ruthmarie - I'm going to read it in its entirety momentarily.

Sandra - The discussion was much better than the posts, I loved it!

Gail - Your last sentence is dead-on in my opinion.

Nov 27, 2007 03:25 AM
Carole Cohen
Howard Hanna Cleveland City Office - Cleveland, OH
Realtor, ePRO

Jason, i like your idea much better; get the median wage up god knows we need that here. Much better than focusing on lowering prices; I'm not discounting the need to do that but omg how can people live on such low wages? It's baffling.

Loved reading Ruth Marie's comments. I'm btw of the opinion that not everyone needs to go to college; at least not a liberal arts college. Technical skills could be so much more useful and a four yr degree for some of these things is ridiculous. It's like a high school degree used to be. Expected but not necessarily a help. Good stuff here Jason

Nov 27, 2007 12:37 PM
Jason Sardi
Auto & Home & Life Insurance throughout North Carolina - Charlotte, NC
Your Agent for Life
Carole - Like I've said, I'm no ecomonmist but it doesn't take a custodial engineer to figure out the robust inflation of prices of pretty much EVERYTHING haven't spurred an even remotely steady increase in wages.  I loved Ruthmarie's comment as well.
Nov 28, 2007 01:11 AM