100% USDA for Florida First Time Buyers

Mortgage and Lending with USDA / FHA Mortgage Source

USDA Home Loans are perfect for Florida first time home owners. The USDA Rural Housing loan program requires a zero down payment with fixed rate mortgage terms. This is perfect for Florida first time home buyers that want to purchase a home, but do not have the large down payment required by most home loan programs in Florida. So if you are a first time home buyer in Florida looking to purchase a home, don’t let a large down payment requirement hold you back. The USDA loan program does have certain eligibility and loan qualifying requirements. You can learn all about these requirement by visiting our main web site www.UsdaMortgageSource.com Listed below you will find some of the primary loan requirements with Rural Housing USDA –


1. The home must be located in a Florida USDA eligible area. Call us to discuss the approved locations. Many locations right around Tampa FL, Orlando FL, Jacksonville FL, Tallahassee FL, Gainesville FL, etc are currently approved locations.


2. The household income must be below the county limit. Click here for the Florida USDA income limits


3.  Borrowers must have decent credit – Generally a 640 credit score is required with a clean credit history over the last year.


We are always happy to answer any questions you have, just call 904-302-6060 or visit www.UsdaMortgageSource.com and a Rural Housing loan specialist will contact you.  We are available to serve you 7 days a week.


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Jamie Chambers

USDA /FHA Mortgage Source
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