Take the Money and Run...

Home Inspector with Complete Home Inspections, Inc. TN Lic#050

Take the Money and Run...
    It is not uncommon to have large, hail producing thunderstorms roll through the Take the money and run...Middle Tennessee area. On occasions, some of these storms produce hail stones large enough to damage roof shingles and siding. While we have not had any real bad storms this year,  we have had several of them the past few years.
    While inspecting a property in an area of known hail damaged roofs, I was taken by surprise to still see a hail damaged roof in this particular subdivision. Usually when a disaster like this hits an area, the insurance companies are very quick to come to the aid of the home owners and issue checks for damages done.
    Every house around had a bright shiny new roof except for this one. It made the buyer, the real estate agent and myself wonder if they were taking reality TV to heart or listening to too much of the Steve Miller Band?

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Complete Home Inspections, Brentwood TN 615.661.0297


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Robert and Lisa Hammerstein -201-315-8618
Keller Williams Valley Realty - Hillsdale, NJ
Bergen County NJ Real Estate

Michael - Good to know and yes some homeowners will take that money and run and just try to get out hoping the inspection issue won't come up. But of course any good inspector should see this and make note of it. Did they get the new roof?

Oct 01, 2011 05:29 AM #36
Jan Green
Value Added Service, 602-620-2699 - Scottsdale, AZ
HomeSmart Elite Group, REALTOR®, EcoBroker, GREEN

I vote for the latter!  In this economy, more and more folks are not fixing cars and now I see roofs!

Oct 01, 2011 05:32 AM #37
Tatyana Makarov
Coldwell Banker Residential Brokerage - South Windsor, CT
Your Greater Hartford Area Realtor

Hello Michael,

I guess it would be smart if buyer would ask credit to fix the roof... and way, seller should of take care of this BEFORE putting his house on the market.

Thanks for the post.

Oct 01, 2011 05:40 AM #38
Tammie White, Broker
Franklin Homes Realty LLC - Franklin, TN
Franklin TN Homes for Sale

That's why I always remind homeowners that one day they will have to sell that property. If anything needs to be replaced it should be. Including a roof that you received insurance money to repair.

Oct 01, 2011 06:07 AM #39
Bob Zorechak - ABR, GRI, e-PRO
Keller Williams Realty Metropolitan - Morristown, NJ
Sells Homes in Morris/Somerset/Hunterdon Cos., NJ

I am with you on the Steve Miller suggestion.

Oct 01, 2011 06:08 AM #40
Kathleen Daniels
KD Realty - 408.972.1822 - San Jose, CA
San Jose Homes for Sale-Probate & Trust Specialist

Michael, No telling what really happened.  Only the insurance company and homeowner know for sure. There are endless possibilities as so many comments have pointed out. 

Oct 01, 2011 06:38 AM #41
Charlie Dresen
Steamboat Sotheby's International Realty - Steamboat Springs, CO
Steamboat Springs, CO e-Pro

 . . . but every time I go to replace the roof it's raining. And every time it's not raining the roof doesn't leak so why fix it?

Oct 01, 2011 07:03 AM #42
Melissa Zavala
Broadpoint Properties - Escondido, CA
Broker, Escondido Real Estate, San Diego County

Michael: Are there some roofs that are better for areas of the United States that suffer from hailstorms?

Oct 01, 2011 07:24 AM #43
K.C. McLaughlin
RE/MAX United - Cary, NC
Realtor, e-PRO, Homes for Sale - Cary, Raleigh NC

Take care of your largest investment! should be a no brainer...

Oct 01, 2011 07:26 AM #44
Bill Gillhespy
16 Sunview Blvd - Fort Myers Beach, FL
Fort Myers Beach Realtor, Fort Myers Beach Agent - Homes & Condos

Hi Michael,  Or they took the money ( literally ! ) and ran instead of paying for a new roof !!!

Oct 01, 2011 07:33 AM #45
Linda Edelwich
William Raveis Real Estate - Glastonbury, CT
Glasotnbury Office's #1 Top Producing Agent-not on

I bet they took the money and ran...

Oct 01, 2011 08:07 AM #46
Craig Rutman
Helping people in transition - Cary, NC
Raleigh, Cary, Apex area Realtor

It appears that Billy Jack and Bobbie Sue took the money and ran on this one!

Oct 01, 2011 09:05 AM #47
Rob Thomas
Prestige Homes of The Tri Cities, Inc. CALL....423-341-6954 - Bristol, TN
Bristol TN-VA & Tri Cities Agent, ABR, GRI, e-Pro

Michael......great feature and exactly right......there are those who should have repaired their roof....but they .....took the money and ran!

Hope you have a GREAT Weekend!---Rob

Go Vols!

Oct 01, 2011 10:39 AM #48
Evelyn Kennedy
Alain Pinel Realtors - Alameda, CA
Alameda, Real Estate, Alameda, CA


How could that be?  I guess the owners had a better use for the money.  In any event, now the buyers know and will act accordingly. 

Oct 01, 2011 11:07 AM #49
Rosalie Evans
Meritus Group Real Estate - Sioux Falls, SD
The Evans Group, Sioux Falls, SD Homes For Sale

I have had this happen in a transaction! The buyer wanted the roof replaced and the seller lost the sale because he didn't have the cashola! Big bummer too because I had been showing them houses forever and this was the first one they really liked! I did get them into something else though that they loved after three months more of looking!

Oct 01, 2011 11:27 AM #50
Chris Smith
Re/Max Chay Realty Inc., Brokerage - New Tecumseth, ON
South Simcoe, Caledon, King, Orangeville Real Esta

Michael, I have never seen the damage hail could do to a roof.  I might recognize if I see it again.

Oct 01, 2011 01:42 PM #51
Randy Prothero
eXp Realty - Mililani, HI
Hawaii REALTOR, (808) 384-5645

One less thing we deal with in Hawaii.  Hail is quite rare here.

Oct 01, 2011 05:40 PM #52
Lenn Harley
Lenn Harley, Homefinders.com, MD & VA Homes and Real Estate - Leesburg, VA
Real Estate Broker - Virginia & Maryland

The owners of this property may have made an insurance claim, received the check and opted to not repair the roof.  In which case, they will pay for the damage to the roof when their home is sold since the value will be reduced by the cost of a roof.

Depending on when the present owners purchased the property, it's quite possible that the owners may be upside down and know that they will be losing their home soon anyway.  Why repair a roof for a mortgage company???

The mind wanders.

Oct 01, 2011 10:59 PM #53
Paul Gapski
Berkshire Hathaway / Prudential Ca Realty - El Cajon, CA
619-504-8999,#1 Resource SD Relo

Thank you for sharing your blog; we need Real estate Professionals to share their comments and information regarding their markets and experiences. Thanks again from beautiful Sunny San Diego

Heck I didnt know that can damage a comp roof.

Jul 17, 2012 12:00 AM #54
Paul Gapski
Berkshire Hathaway / Prudential Ca Realty - El Cajon, CA
619-504-8999,#1 Resource SD Relo

Thank you for sharing your blog; we need Real estate Professionals to share their comments and information regarding their markets and experiences. Thanks again from beautiful Sunny San Diego

didnt know the hail can do that type of damages

Jul 23, 2012 04:37 PM #55
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