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A short sale does not need to be frustrating, It seems to go as well as the agent handling it is experienced in listing, negotiatingand selling them. I list and sell short sales, foreclosures,bank owned homes and reo properties in and around the Manchester NH area so i see it all.
To get a short sale to to be approved and limit frustration, there are some things that everyone involved has to do and some things you should avoid.
SHORT SALE CLARIFICATIONS
1. The bank is not the seller in a short sale - the home owner is the seller. 2. The listing agent works for the home owner - not the bank. 3. The bank does not set a list price - the listing agent does. 4. The home owner accepts the offer - their bank must then approve the sale
SHORT SALE MYTHS - THINGS YOU NEED TO AVOID
1. THE LISTING AGENT SHOULD PRICE THE HOME WAY BELOW MARKET VALUE
This is one of the most common killers of a short sale, the banks will assess what the home is worth in todays market and will want that sale price near market value less any repairs needed
2. MORE THAN 1 OFFER SHOULD BE SUBMIITED TO THE BANK FOR APPROVAL
Virtually all banks prefer the listing agent to look at all offers, have the seller sign and accept only 1 offer and submit the best offer to them with the short sale package.
3. THE HIGHEST PRICE IS ALWAYS THE BEST OFFER
The highest priced offer may not be the best offer, an offer without any contingincies is best. Next best is an offer without a home inspection contingincy. Mortgage contingincies are allowed as long as a pre- APPROVAL is submitted with the offer.
4. ADDING AN EXPIRATION DATE TO YOUR OFFER WILL MAKE THE BANK WORK FASTER
This myth actually works against you, the process is what it is, if a negotiator sees an expiration date they often decline the short sale immediately. The process has certain steps and each one has to take place for an approval.
THE BEST TIPS WHEN BUYING A SHORT SALE
1. Work with an agent who is well experienced in the short sale process 2. Get pre-approved BEFORE looking at homes 3. Find out if the house in is in foreclosure, if so - you may want to avoid it. 4. Never base any offer on an asking price. 5. Assess what the house is worth and base your offer on that less any needed repairs. 6. Try to inspect prior to making an offer. Include a credit for repairs needed in your initial offer. 7. Do not try and renegotiate after the bank accepts the short sale 8. Have patience and 2-3 months to wait to close as it may take that long 9. If you have no patience or need to close quickly, a short sale may not be for you 10. Be ready to close in 30 days from when the back approves the short sale
THE BEST TIPS WHEN SELLING A SHORT SALE
If you owe more than your house is worth, if you are behind in your payments or if you have to move. A Short Sale could be for you. The most important tips is to list with an agent who is well experienced in listing, negotiating and selling Short Sales. If you live in NH, call me first. I use a professional negotiator that works on the sellers behalf when negiotiating with the bank at no cost to you. Most often the home owner can complete a short sale at no cost to them.
AVOID OUT OF STATE AGENTS AND NEGIOTIATORS!!!!!!!!
CONCLUSION: As a Leading Listing Agent here in New Hampshire, I strive to offer my clients the best in personal and Professional service. Whether you are the seller, the buyer or another agent it is my goal to be the most helpful agent i can be. Treating Buyers and Other Agents with respect (Like i would want to be treated) is the only way to lead ones life and business. It keeps buyers and agents coming back as well as gets my listings sold quickly and at the best price obtainable.
In a Short Sale you often only have 1 chance to sell it correctly. Making a bad choice on who you list it with or waiting too long if the foreclsoure process has started can kill a short sale quickly. CALL ME FIRST for RESULTS!!!
If you need to sell your home and If you may owe more than your house is worth, i may be able to help. I specialize in working with home owners to get your home sold. There are many options such as a short sale whcih may be able to help you.
Please try and avoid out of state or out of town agents and companies that make "out of this world promises". We are local agents with experience who never charge any up front fees. WE GET RESULTS!!!
ONE OF NEW HAMPSHIRE'S LEADING AGENTS FOR SHORT SALES AND BANK OWNED HOMES...
If you are Looking for a Real Estate Agent you have come to the right place. Scott Godzyk is a Full Time and Local agent ready to serve all of your Real Estate needs through each step of the buying or selling process. We are proud to be locally owned and operated.
If you owe more than your house is worth, If you are behind in your payments, I may be able to help. Call me to find out how you may be able to sell your home at no additional cost to you.
Scott Godzyk is the Owner/Broker of The Godzyk Real Estate Services located in Manchester NH. With 25 years of Real Estate experience Scott specializes in Listing and Selling Bank Owned Homes, Short Ssles, Residential Properties, Condominiums, New Construction and Investment Properties. Scott services the counties of Hillsborough, Merrimack, Rockingham and Belknap. To contact Scott Godzyk please call 603-661-2121 or email firstname.lastname@example.org. his website is www.ScottSellsNH.com.
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Scott Godzyk is the Owner/Broker of The Godzyk Real Estate Services located in Manchester NH. With 25 years of Real Estate experience Scott specializes in Listing and Selling Bank Owned Homes, Short Sales, Residential Properties, Condominiums, New Construction and Investment Properties.
Scott services the counties of Hillsborough, Merrimack, Rockingham and Belknap. To contact Scott Godzyk please call 603-661-2121 or email email@example.com. his website is www.ScottSellsNH.com.
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.