Many folks in San Diego County (and north of us) have lost their homes, or had significant damage due to the fires that are continuing to burn. Now the "fun" begins - trying to submit a claim and receive some reimbursement for your losses from your insurance provider. AND providing some documentation for your claim.
It was strongly recommended at the time the fires were burning for homeowners to take digital photos of all the rooms in their houses, outdoors, inside closets and garages, etc. in order to provide documentation in the event of a loss. I found myself doing this...but it sure felt weird. Fortunately I was one of the lucky ones. But many were not.
If you did this, great. This will help you when submitting a claim for your insurance, along with any other records you might have saved.
For those of you whose homes were on the market, you may still be able to provide some information if your agent did his or her job and took lots of photos and perhaps a virtual tour. You should be able to have your agent provide these to you for supporting your loss claim as photos and tours may show a good deal of what you had in your home or outside. The agent may also be able to get the tour (if done by an outside company) for you as well. The more documentation you have the better, as every little bit helps.
SELLERS - call your agents NOW to see what documentation they can help you with.
AGENTS - can YOU help any of your seller clients whose homes were damaged or destroyed in the fires?
Seems to me that this type of documentation is important for ALL of us regardless of the situation - you never know when you might need it.
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If I can provide more information about Carlsbad real estate and surrounding areas, the housing market in general (or locally), or otherwise assist you, friends or family in a home search or sale, please contact me by phone or text at (760) 840-1360 or email me at JeffDowlerSolutions@gmail.com
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