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A showing on Saturday inspired a blog post about a buyer looking at houses for sale here in Manchester NH. Before they focused in on this home we looked at everything including short sale listings, foreclosures, bank owned homes and re-sales. This buyer is experiencing what other buyers are which is a delay in completing the purchase.
There are several reasons buyers are afraid to make the jump from "LOOKER" to "HOME BUYER". I have heard various reasonings and multiple questions which are all basically similar.
A buyer needs every advantage they can so they can make an informed decision whether now is indeed the right time to buy for them
THE MOST IMPORTANT PRE-BUYING RITUALS
1. Get Pre-quailifed. The most important thing to do before you start to look at homes is to meet with a local and trusted mortgage broker, they can prequailify you at no cost, they will look at your credit plus your financials and let you know if there are any programs that you may quailify for 2. Hire a Buyer Broker. You can usually hire a buyer broker at no cost to you, they get paid their commission from the fee advertsised in MLS by the listing agent and paid at closing. This way they can get the information for you and you will have someone assisting you through each step of the buying process.
3. Know what type of property you should look at. Depending on the type of mortgage you are getting, they may require the property to be in move in condition such as FHA. if houses need work, you may not be able to purchase.
4. Making an offer. When you find that dream home, the first thing you should do before making an offer is to assess what that house is worth in todays market. Never base an offer on an asking price, you dont know ifthat asking price is priced at market value, priced way to high or already priced low to atrtract more buyers.
5. Contingincies you need to include and some to avoid.Price is not the only thing a seller looks at in your offer. The Other is contingincies. The only 2 contingincies you should include are getting a mortgage and a home inspection. You can reduce the negatIve affects of each by including your pre-qualification letter and keeping your inspection to within 7 days.
Buying may not be right for every buyer, you need to assess your financial situation, the condition of the Real Estate market where you live and lastly if you are ready, willing and able to purchase. Every other aspect is ready for you. Some say "the stars are aligned" for buyers with such low interest rates and low sales prices. Mortgages are harder to get but banks ARE loaning money to quailified buyers. Interest rates will not get much if any lower. With prices stabilizing in alot of NH markets if you are buying at or below market value, you are still in a comfortable position with equity.
Hiring a buyer broker who can assist you through each step of the buying process would be the next step to start looking at homes. If you live in NH, i can let you know how we can represent you often at no additional cost to you, as a buyer.
If you are looking to buy or sell a home in New Hamhpshire, please call us first. We strive to provide the best in personal and professional service through each step of the buying and selling process.
We offer * FREE * BUYER REPRESENTANTION - ask us how we can help you buy a home here in New Hampshire. (*please contact us for details and conditions*)
ONE OF NEW HAMPSHIRE'S LEADING AGENTS FOR SHORT SALES AND BANK OWNED HOMES...
If you are Looking for a Real Estate Agent you have come to the right place. Scott Godzyk is a Full Time and Local agent ready to serve all of your Real Estate needs through each step of the buying or selling process. We are proud to be locally owned and operated.
If you owe more than your house is worth, If you are behind in your payments, I may be able to help. Call me to find out how you may be able to sell your home at no additional cost to you.
Scott Godzyk is the Owner/Broker of The Godzyk Real Estate Services located in Manchester NH. With 25 years of Real Estate experience Scott specializes in Listing and Selling Bank Owned Homes, Short Ssles, Residential Properties, Condominiums, New Construction and Investment Properties. Scott services the counties of Hillsborough, Merrimack, Rockingham and Belknap. To contact Scott Godzyk please call 603-661-2121 or email firstname.lastname@example.org. his website is www.ScottSellsNH.com.
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Scott Godzyk is the Owner/Broker of The Godzyk Real Estate Services located in Manchester NH. With 25 years of Real Estate experience Scott specializes in Listing and Selling Bank Owned Homes, Short Sales, Residential Properties, Condominiums, New Construction and Investment Properties.
Scott services the counties of Hillsborough, Merrimack, Rockingham and Belknap. To contact Scott Godzyk please call 603-661-2121 or email email@example.com. his website is www.ScottSellsNH.com.
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.