Groups are smaller communities within the larger ActiveRain. Join groups created by others. or start your own and
get others to join
This is the place to view the past and present contests put on by ActiveRain and its members. Everyone can join the
group and help encourage each other. Current contest will be highlighted posts so it's easy for you all to see. Let it
Curious as to what others in your profession think about a certain product or tool?
AR's community takes the time to leave honest and transparent reviews of their experiences
so you can be a bit wiser about your purchase.
Broken down by categories and subcategories for easy finds
Get an unfiltered look at what real users are saying
Leave a review yourself for others to benefit from
Add new products as you use them and gain points for doing so
ActiveRain University (ARU) provides free on-line training. We coach, consult and support real estate professionals about real estate trends, technology and social media.
ARU Calendar provides class types and registration links
Watch short tutorials on updating your photo, inserting a hyperlink and much more
Sign up for the Daily Drop so you don't miss out on AR's daily happenings
Find answers to most FAQ's
Whatever it is you're into and wherever you are, AR surely has a group for you to join.
Brand, off the wall, specific subject matters…whatever it is you're looking for.
Each time you write a post you can syndicate your post to 5 groups.
And if by chance you don't find what you're looking for, start a new group today!
Get your content in front of more eyes
Search by location or type
Feel free to start your own group
Find some that are close to home and close to heart
Each month AR runs numerous contests as a way for our members to engage in activities
that will boost their business and increase their visibility in the community and beyond.
Earn points by partaking in these contest and climb the leaderboard
Do what's good for you and your business by participating
If you have an idea for a contest, just let us know
Stay motivated and on track with new contests popping up each month
Ask a Real Estate Question
Here's another avenue for you to build relationships with others. Share your expertise with someone searching for answers.
Play the teacher role and help someone out today
Your Homepage will alert you of new questions in your state
A wonderful way to open a door to a possible new client
Ask a question yourself to get help
These state pages or hyper-local pages provide content directly related to a specific geographical location.
State, County, City and Neighborhood pages make it easy for consumers to find what they're looking for.
Post your listings, school information, local events, market reports and more
Consumers peruse these pages for information
Farm your niche market and cover all the happenings in your neighborhood
A pragmatic opportunity / pyramiding 2012... Real estate pyramiding! Until five years ago the people in the know, the people with the secret, the people with the wisdom of their forefathers, ambitious people willing to work for their future, pyramided real estate!
Their were also those who experienced the biggest growth in home ownership since we stopped shooting the aborigines for it, who did so recklessly with out experince, education or an agent with it.
Those who pyramided paper fortunes just like the TV Gurus said, with out education or experience those with out a work ethic! (Make no mistake you must have the real estate education and experience or hirer it to prosper.)
Those who though they were entitled by being brighter than the masses!
Those who bought believing any and every house was a profit waiting to be collected.
Those who bought without a long term plan.
Those who bought rentals, without regard to cash flow!
Today, and for the foreseeable future like our Grandfathers and Great Grandfathers we need a plan to successfully pyramid a real estate fortune!
Why would we want to pyramid real estate in the era of foreclosure?
The most obvious answer is that we’re not Steve Jobs! Though out our history most fortunes big and humble have been made in real estate.
Real estate is security! You don’t get foreclosed on because you own real estate, you get forecloses on because you defaulted! Real estate is security, default on rent and you can be homeless in as little as three (3) days depending on your state, default on a mortgage and it takes months, again depending on your state and possibly many months more depending on your lender!
You don’t get forclosed on because your equity flew the coop! Equity only matters when you purchase a house and when you sell a house! The monthly benefit and rents are not dependent on some times fleeting equity.
When you bought a home for it benefits those benefits don’t change with the cycling of real estate values.
When you bought a house to rent, based on cash flow, in most markets rents have been very stable or gone up, because of the demand created by those who defaulted on their mortgages. Rentals keep paying when there is no equity, try to get that from a bank account or stock portfolio!
A pragmatic opportunity / pyramiding 2012... Real estate pyramiding! When your Great Grandparents and most of your Grandparents and Parents got married they pragmatically bought a small "starter home" they bought what they could afford rarely what they wanted to end up with. They set up house keeping made their mortgage payments each month as a matter of pride! They saved what they could, they amortized their mortgage (systematically paid down their loan) and hoped for a little appreciation/inflation and when nature took it’s course (It did or you wouldn’t be here to read this!) They out grew their starter home they sold it and bought a bigger home with the proceeds. Those that could might buy a rental house or two. They paid their mortgage with the rents, got to pocket a little extra spending cash. They saved what they could, they amortized their mortgage (systematically paid down their loan) the hoped for a little appreciation/inflation and when they had enough equity they harvested the equity either by selling the house or borrowing against it to by another rental property, getting more cash flow and more spendable. Ether route is what we call "Real estate pyramiding!" Pyramiding pragmatically using a small doable investment to build towards your dream.
Pragmatically, doing the doable! Pragmatism is not settling for what’s available it’s using what’s available to move towards your goal!
You have choices you can make some pragmatic Land Lord’s payments for him and fill his gas tank or you can build a future! Every one has to live some where and even if your parents let your girlfriend, with her ticking clock move in they’re likely to change the locks as you progress towards the normal 2.4 progeny.
Real estate can still be pyramided!
Two weeks ago I had the distinct pleasure of meeting with Jill Stonebunner from Wellsfargo Bank, here in Houston. (713-577-2525) Jill is a specialist, she and her staff work on only one loan program the very loan program I’ve been promoting as the best opportunity in real estate over the last three years!
I’m not a fan of FHA, but I’m pragmatic and FHA 203k is simply the very best opportunity in today’s market.
FHA 203k, allows a home buyer to purchase a mansion in the ruff, with one loan and have the money to imeatly upgrade it to it’s maximum potential!
FHA 203k lets you buy with only 3.5% of the future/finished value down!
FHA 203k loans are at today’s low rates.
FHA 203k can sometimes be had with as low as a 580 credit score almost always with a 620! Those with a 680 are a shoe in.
It is said that the profit in real estate is made at the time of the deal, it’s true for those that have a plan, the rest depend on luck! FHA 203k, is such a plan. When all you can be sure of is the equity you create, not the appreciation/inflation you pray for. FHA 203k allows the Joe Paycheck to compete with the best of them!
FHA 203k is an owner occupied program! FHA 203k buyers are going to live in their new home for several years then as their needs grow they can use the equity they created, the loan amortization and any blessing available from appreciation/inflation to pyramid themselves towards even bigger dreams.
It is now as it always has been, the wise man pragmatically does the doable while moving towards his goal!
William J Archambault Jr
The Real Estate Investment Institute
email@example.com Cell 832-259-7078, Houston 832-582-8415, Las vegas 702-516-1569
From my past: GRI 1975, FLI 1974, Catalyst from a client 1974 an agent that makes things happen, REII, The Real Estate Investment Institute 1995.
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.