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Missing HUD Tags on manufactured homes, a big problem for FHA financing

By
Real Estate Appraiser with Appraisals Licence # Avail. on Req.

According to HUD missing HUD tags on a manufactured home can pose a BIG  problem for FHA loans, here are some places to look for info:

"HUD does not reissue tags for manufactured homes. However, the Department can issue a letter of label (tag) verification for units for which it can locate the necessary historical information. The label numbers can be found on a data plate inside the home in one of three locations: on or near the main electrical panel, in a kitchen cabinet, in a bedroom closet. The data plate has a map of the United States to let the consumer know the Wind Zone and Snow Load for which their home was built.

Effective January 2007 you may request letters of label verification from the Institute for Building Technology and Safety (IBTS), by visiting IBTS' website at http://www.hud.gov/utilities/intercept.cfm?http://www.ibts.org/label_req.htm or via fax at: 703-437-6894. The processing time is expected to be 3-5 business days and costs $50.

You may be able to obtain the data plate by contacting the In-Plant Primary Inspection Agency (IPIA) and the manufacturer. The IPIA is a third party inspection agency that works in conjunction with the Department to inspect manufactured homes during the manufacturing process to ensure that the manufacturer meets the Federal Manufactured Home Construction and Safety Standards. To obtain a list of inspection agencies, visit here: http://www.hud.gov/offices/hsg/sfh/mhs/mhsid.cfm "

Certification Label

Comments(3)

David Spencer
Keller Williams Northland - Kansas City, MO
Show Me real estate in Kansas City
This is probably more information about mobiles that I need to know. In Illinois they are personal property and can be financed with a car loan.
Oct 30, 2007 01:11 PM
Prudential Preferred Realty Butler PA
Prudential Preferred Realty - Butler, PA
This is fabulous information!  Thank you for sharing it!!
Oct 30, 2007 01:16 PM
Sean Allen
International Financing Solutions - Fort Myers, FL
International Financing Solutions

HHHmmm, Interesting but hopefully I will never need it, but still good to know.

Sean Allen

Oct 30, 2007 01:21 PM