Groups are smaller communities within the larger ActiveRain. Join groups created by others. or start your own and
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This is the place to view the past and present contests put on by ActiveRain and its members. Everyone can join the
group and help encourage each other. Current contest will be highlighted posts so it's easy for you all to see. Let it
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AR's community takes the time to leave honest and transparent reviews of their experiences
so you can be a bit wiser about your purchase.
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ActiveRain University (ARU) provides free on-line training. We coach, consult and support real estate professionals about real estate trends, technology and social media.
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Whatever it is you're into and wherever you are, AR surely has a group for you to join.
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Each time you write a post you can syndicate your post to 5 groups.
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Each month AR runs numerous contests as a way for our members to engage in activities
that will boost their business and increase their visibility in the community and beyond.
Earn points by partaking in these contest and climb the leaderboard
Do what's good for you and your business by participating
If you have an idea for a contest, just let us know
Stay motivated and on track with new contests popping up each month
Ask a Real Estate Question
Here's another avenue for you to build relationships with others. Share your expertise with someone searching for answers.
Play the teacher role and help someone out today
Your Homepage will alert you of new questions in your state
A wonderful way to open a door to a possible new client
Ask a question yourself to get help
These state pages or hyper-local pages provide content directly related to a specific geographical location.
State, County, City and Neighborhood pages make it easy for consumers to find what they're looking for.
Post your listings, school information, local events, market reports and more
Consumers peruse these pages for information
Farm your niche market and cover all the happenings in your neighborhood
First-time Buyers in Harrisburg PA: Should You Buy? The amount of material promoting first-time home buying is extensive. Financial and real estate experts from across the country know that today's market conditions are heavily weighted in favor of buyers. Interest rates have never been lower. Home values are more affordable than they've been in decades.
Yet, does this mean now is a good time for you to buy? That depends on a number of personal and financial factors. To really understand if you should enter the market, you must look at what homeownership means.
Irresponsible buying or borrowing could be detrimental to a first-time buyer in our already fragile economy. Homeownership is a long-term financial responsibility. It brings with it many social, and sometimes financial rewards, but like any commitment should not be entered into lightly.
First and foremost, how stable is your employment? Has your company been experiencing lay-offs, or are they hiring?
Next, do you have at least an 8-month emergency fund in case you get laid off or become too sick to work?
Many potential first-time buyers today are unable to obtain a mortgage due to bad credit. This has created a multi-month supply of homes for sale. If you are not a first-time buyer, will you need to sell your current home in order to buy a new one?
Yearly homeownership expenses for first-time buyers extend past the monthly mortgage payment. Can you afford property taxes, homeowners insurance, maintenance, and upkeep?
Real estate can be a way to build long-term wealth. Your home can be one of your largest assets! Plan on remaining in your new home for at least 3 to 5 years. It will take at least that long for first-time buyers to break even financially when they sell.
What if home values continue to fall? Are you buying for reasons other than building equity? Why do you want to buy? In today's market, housing is affordable. It could be years, however, until your home begins to build equity. By the time you put 20 percent down, pay closing costs, and perform repairs and maintenance, returns can be quite slim.
Owning certain homes in specific neighborhoods can be a sign of status. However, you should be strongly cautioned that "keeping up with the Joneses" is not a valid reason to buy a home!
Having said all that, the majority of first-time buyers who are now homeowners would recommend buying to family and friends. This is because homeownership instills a sense of community and stability. As a first-time buyer, having a place of your own can be priceless! Just be sure you are truly ready to buy before entering the market.
For more information on how we can best serve your real estate needs, please complete our online contact form or give us a call. Also, check out what our fabulous clients have to say about us on our testimonials page!
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.