1465 Whispering Hills Trail, Lincolnton NC 28092 ~ Homes for sale in Lincolnton NC

1465 Whispering Hills Trail, Lincolnton NC 28092 ~ Homes for sale in Lincolnton NC

What a value! A classic brick ranch with a full basement. So much square footage for the money, over 1530 sqft on the main floor as well as an additional 1530 in the basement. The main floor has a very contemporary layout with a great room floor plan, patio doors open out to a private deck and a fabulous brick fireplace and hearth. The kitchen has an abundance of cabinetry and if that isn’t enough storage; the utility room has more storage and even room for a freezer! The basement is really where your possibilities and value are, with over 1500 square feet open and ready for you to finish in your time and as your budget allows it. It is rough plumbed for a bathroom, has been professionally waterproofed, a woodstove and large patio doors. There are windows everywhere, so the downstairs is bright and full of natural light.  This location is fantastic, less than 3 miles to HWY 321 making a commute to Charlotte a breeze, plus you are in the county so your taxes and monthly payment are low. As a matter of fact, if you use a USDA Rural Housing loan you monthly payments will be $772@ month! That includes your taxes and insurance, that is everything! It is based on a fixed rate of 4% ( 4.98% APR) for 30 years, and includes the annual Rural Housing loan fee , taxes and insurance and is based on 100%  financing, no down payment! I can’t find you a rental this large for this money! You can own this home for less than $45 @ square foot! Most foreclosures are in bad shape, need a lot of repair and there is always risk in dealing with the bank and getting clear title, none of that with this home. Home is in good repair, I have a motivated seller and the neighborhood is stable not in a declining state. Give me call 704-477-3596 to schedule a viewing or visit www.JanetCoxRealtor.com for more info and videos! # 2047235 $ 128,000