As a Real Estate Professional is my desire to help you the homeowners stay in your homes for the benefit of our communities. Helping you create a plan where both parties are winners(the mortgage company and you ) This is my first approach, instead of allowing legal actions (foreclosures) to haunt you.
Financial hardships come into people life for many reason and these are never program or schedule. Like:
- Death of a family member
- Loss of Income
- MANY MORE.
All of this situation, create the perfect storm for you the homeowners to miss your mortgage payment. Many people panic on a situation like this, and because of the feeling of failure or unbelief that this is actually happening cause them not to take care of this right away.
IF you are in this situation, the first step is admit to yourself that this is going on, and come out of denial without condemnation. Then, call your mortgage service provider or your local trusted Real Estate professional, maybe a local loan specialist or the non profit organizations. This will be the first step toward working out a solution in your best interest.
Let's face it, it takes a village to raise a child; therefore, it will take all of us working together to help the families through this season. THe biggest reward is to see them in the road to recovery to a better future. I believe that every negative brings a positive and an upgrade.
YOUR LOCAL REAL ESTATE BROKER