Groups are smaller communities within the larger ActiveRain. Join groups created by others. or start your own and
get others to join
This is the place to view the past and present contests put on by ActiveRain and its members. Everyone can join the
group and help encourage each other. Current contest will be highlighted posts so it's easy for you all to see. Let it
Curious as to what others in your profession think about a certain product or tool?
AR's community takes the time to leave honest and transparent reviews of their experiences
so you can be a bit wiser about your purchase.
Broken down by categories and subcategories for easy finds
Get an unfiltered look at what real users are saying
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Add new products as you use them and gain points for doing so
ActiveRain University (ARU) provides free on-line training. We coach, consult and support real estate professionals about real estate trends, technology and social media.
ARU Calendar provides class types and registration links
Watch short tutorials on updating your photo, inserting a hyperlink and much more
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Whatever it is you're into and wherever you are, AR surely has a group for you to join.
Brand, off the wall, specific subject matters…whatever it is you're looking for.
Each time you write a post you can syndicate your post to 5 groups.
And if by chance you don't find what you're looking for, start a new group today!
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Find some that are close to home and close to heart
Each month AR runs numerous contests as a way for our members to engage in activities
that will boost their business and increase their visibility in the community and beyond.
Earn points by partaking in these contest and climb the leaderboard
Do what's good for you and your business by participating
If you have an idea for a contest, just let us know
Stay motivated and on track with new contests popping up each month
Ask a Real Estate Question
Here's another avenue for you to build relationships with others. Share your expertise with someone searching for answers.
Play the teacher role and help someone out today
Your Homepage will alert you of new questions in your state
A wonderful way to open a door to a possible new client
Ask a question yourself to get help
These state pages or hyper-local pages provide content directly related to a specific geographical location.
State, County, City and Neighborhood pages make it easy for consumers to find what they're looking for.
Post your listings, school information, local events, market reports and more
Consumers peruse these pages for information
Farm your niche market and cover all the happenings in your neighborhood
Utility bills may be one of the new issues homeowners have to face when purchasing a home. They can be a really big burden depending on the house, and are often more burdensome than property taxes or even home owner's insurance. Basically, a new bill that was introduced to the Senate is calling on lenders to take a home's energy cost into consideration during mortgage underwriting, along with principal, interest, taxes and insurance.
The bill is called the SAVE Act - Sensible accounting to Value Energy and it requires the 3 major mortgage companies - Fannie, Freddie and the FHA - to include energy costs into EVERY loan they insure, guarantee or buy. The bill also calls on mortgage agencies to instruct appraisers to raise their property valuations when energy efficieny savings on a home can be shown. The higher value can then be used to justify a higher loan amount if needed.
I feel like this is a good idea in the sense that homeowners will KNOW what to expect with energy costs, BUT it will make it so much harder for people to qualify for loans. I think with the debt to loan ratio, it is already taken into account and homeowners have some idea of what to expect from experience. If they don't there is a problem.
What is your opinion? Is this a good idea or is it going to cause problems?
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.