Special offer

Would you go grocery shopping if you didn't have any money?

Reblogger
Mortgage and Lending with First Choice Loan Services NMLS#210764 NMLS #246495

It's been said over and over about the importance of BUYERS to get pre-approved with a mortgage professional before they go house hunting so they know if they can qualify for their dream home.  BUYERS... Read this... It's a MUST...

Original content by 1~Judi Barrett 141871

Would you go grocery shopping if you didn't have any money?

grocery shopping image courtesy of flickr user Bruce A StockwellI would feel so foolish if I went into the grocery store, got a shopping cart, and starting looking through the aisles... gathering up food that I like, for buying consideration if I didn't have any money.  

Maybe I had brought a friend along that I was going to ask her if I could borrow some money to buy the groceries AFTER I had picked out what I wanted to buy...but I had not asked her yet if she would lend me any money and nor did I know that IF SHE SAID YES, how much she would lend me.

Let's take this a step further... when I went into the store, I asked for the manager and asked him if he would walk around with me and explain to me the different types of food that he was offering for sale AND I told him that I did not have any money but was sure that my friend would lend me the amount I needed after I had chosen my basket of food.

 Surely he would stop answering questions for the customers that he knew could pay for their food and would walk around with me, who has no money... explaining how the store is laid out and what the best buys were this week.

What do you think?  Likely scenario?

HA!  That's what I thought..  I heard you say, "Inconceivable!"


Yet if you are expecting to home shop, you do not have your own funds to purchase, and you have not gotten at least pre-qualified and even better pre-approved for a loan...

"This is exactly what you are doing on a different level."


Now can you understand why your real estate agent WHO REALLY WANTS TO HELP YOU AND REALLY WANTS YOU TO FIND YOUR PERFECT HOME,  also wants you to get pre-approved for your loan BEFORE you go home hunting?  AND before he/she spends the time home hunting for you and with you?


I thought so... SO GO TALK TO YOUR LENDER AND GET PRE-APPROVED! So you'll know how much you have at your disposal for a new home.  

Images courtesy of Bruce A Stockwell and Michael LeHet

Judi Barrett Southeast Oklahoma' best real estate broker Integrity Real Estate Services 580-212-5946

 

Looking for a home for sale in Idabel, Oklahoma?  Let me Google that for you. 

 

 

Judi Barrett, B.S. Edu.,

Broker, Integrity Real Estate Services, Office Address:  RR 5 BOX 126, IDABEL, OK 74745  580-212-5946

Our Name Says It All.
Real Estate Services You Can Trust.

 

 

 

 

 

 

If you enjoyed this post, why not connect with me elsewhere?

 

                

Click Here - Subscribe to This BLOG

Integrity Real Estate Services Southeast Oklahoma Judi Barrett Broker 580.212.5946
Real Estate Services
Our name says it all.
 

 

 

Posted by

 

 

 

 

 

 

 

 

 

 

Stephanie Stringer

Residential Mortgage Loan Orginator NMLS#246495

Direct:  (469)556-0894    Office:  (210)547-3490

AmeriPro Funding, Inc.

18585 Sigma Road Suite 104  San Antonio, Texas 78258

Check out what people are saying about STEPHANIE STRINGER 

 

Company NMLS#131699

 

 

Comments (5)

David Shamansky
US Mortgages - David Shamansky - Highlands Ranch, CO
Creative, Aggressive & 560 FICO - OK, Colorado Mtg

Great reblog will go give Judy a shout out. Funny, sad and true all at the same time. That why I say PREQUAL from start to finish. Not being mean but why spend the limited time you have if you cant help them or they cant transact? better spent fixing the problem then going through the rest of the motions

Nov 03, 2011 07:29 AM
Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi
NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656 - New Lenox, IL
708.921.6331 - 40+ yrs experience

I didn't see Judi's original posting of this ... so thank you!  What a fantastically creative way to get this message across!

Gene

Nov 03, 2011 09:44 AM
Robert Vegas Bob Swetz
Las Vegas, NV

Hello Stephanie and Judi is one of my faves around "The Rain" and I did read this one, great post! And Vegas Bob will come rolling around later today with some more comments, I am off to put in a 10 hour shift ...

VB ;o)

Nov 08, 2011 12:18 AM
Stephanie Stringer
First Choice Loan Services NMLS#210764 - San Antonio, TX
Mortgage Loan Originator

Vegas Bob,  You are right Judi is one of my favs on the Rain.  She does a great job blogging.  Have a great day.

Nov 08, 2011 01:29 AM
Karen Hawkins, MBA - Langley & Surrey, BC
Royal Pro Real Estate Network - Langley, BC

A great post to choose for a re-blog, Stephanie - so TRUE!  That's why it's so important that prospective buyers seek out qualified financial experts, such as yourself, to prepare themselves to buy!

Nov 08, 2011 04:53 PM