Are you getting ready to purchase a Central Maryland home? There are a lot of steps that need to be taken to ensure a sucessful purchase. As Debe Maxwell points out, your personal Buyers Agent will help you work your way through this list.

Via Debe Maxwell - Search Charlotte Homes for Sale - Charlotte NC Neighborhoods (iCharlotteRealEstate.com Savvy + Company Real Estate):

Details, Details, Details–A VERY Important Part of the Home Buying Process!

Home Buying Steps - #8 The Devil is In The DetailsWhen buying a home in Charlotte, your real estate professional will guide you every step of the way.  While you are working on your mortgage details, hiring your mover and taking care of the packing and moving preparations, your agent and your lender will be hard at work preparing for your Closing date.  Here is a list of details that you will be aware of with regards to your new home purchase:

--Homeowners Insurance

--Hold Off On Your Spending

--Documents You Need for Your Home Purchase

A few other important items, many ‘behind the scenes,’ that will need to be addressed during the process:

  • Your lender will order an appraisal immediately following complete loan application.
  • Your Realtor® will notify all parties of the place, date and time that the Closing will take place.
  • All parties will be notified of how and when the documents are to be delivered to the Closing attorney.
  • Your attorney will order a survey of the property for you – A survey is optional but, strongly recommended.
  • As you approach the Closing, you will be notified as to the exact amount for which your cashier’s check is to be made and to whom it is to be made.  In Charlotte, NC the check is to be made payable to the Closing attorney’s firm.
  • Remember to bring your drivers license to Closing.
  • Also, it is advised that you bring your personal checkbook to Closing.  Rarely the interest rate or some other item on the HUD-1 (Closing Statement) has been omitted but, if that happens, you may be required to write a small check at the Closing table.  Again this is rare but, most attorneys will allow a personal check to be written up to $1,000.
  • Your Realtor® can recommend moving companies, should you need one.  It is advised that you schedule this just as soon as you have a concrete moving date set.
  • Your real estate agent will provide you with the utility companies that provide coverage for your new home.  You will be advised to contact the utility companies 1-2 weeks prior to Closing to have all of your utilities transferred over into your name, effective the date of Closing.  Your agent will also remind the listing agent to have the sellers contact the utility companies as well.  This should, ideally, be done prior to your making the call to them as oftentimes they will not take transfer notification until they have been notified by the current homeowner.
Originally posted at www.iCharlotteRealEstate.com

 

     search charlotte real estate information at www.icharlotterealestate.com 

     



 

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1 Comments on Home Buyer Tips | The Devil Is In The Details

NOV
06
2011
560,456 Points 17 Featured Posts Called Shot Master

Ellie - great post, with details the buyers need to know about; they get so focused on getting the house (the forest) they overlook the details (the trees). Thanks!
7:31am • #1

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Ellie McIntire, CDPE Howard County Homes for Sale

Ellicott City, MD

More about me…

Ellicott City Clarksville Howard County Maryland Real Estate

Address: Ellicott City,Columbia,Woodstock,Woodbine,Catonsville, , Clarksville, Cooksville, Elkridge,Lisbon,Marriotsville,Eldersburg,Oella,Sykesville,, Ellicott City, MD, 21042

Office Phone: (443) 766-1768

Cell Phone: (443) 418-7668

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I am a Maryland transplant from many other places, most recently Florida, but since 1997 I have found my true home in the heart of this great State. Maryland has it all. Mountains 3 hours to the West, the Atlantic Ocean 3 hours to the East and head North and South for either Philadelphia and New York or Washington DC. It is the perfect location! The Metro Baltimore area offers a rich mix of history and modern amenities. City living, suburbia or "not a neighbor in sight" is available in this area. Excellent Schools, amazing communities and an incredible location is why many people choose to live in Central Maryland. I proudly help my clients buy and sell all types of homes in Howard County and beyond. Enjoying the entire process is my goal for my clients. Every transaction is different and everyone has different needs. I know the Metro Baltimore area well and I am current on the Real Estate Market activity- That's my job. As your "Buyers Agent" I will work diligently to find you the home that suits all your needs. I will update you immediately when a home matches your search criteria. I will educate you on the current market and help you craft the best offer possible. I will "hold your hand" throughout the entire process. As your "Listing Agent" I will coach and guide you from day one to put your best foot forward when you list your home. I will use aggressive and innovative marketing strategies to give your home the best exposure possible. I will use modern technology and multiple resources that other agents do not use. I WILL PROVIDE YOU WITH PROOF OF ALL MY EFFORTS. I am a full time agent and I my number one goal is to give you exceptional service ALWAYS.


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