Making an addition to your home without a permit (or purchasing a home that has a non-permitted addition) has many potential problems.
The biggest problem you may face with a "non-permitted" addition or improvement is that you might be required to obtain a permit.
When that event occurs several issues come into play:
1. Generally in this area, the permit fee will be 'double' the normal cost of the permit. Ouch, is right. Just check the current cost of a permit.
2. It may provide the building inspector the opportunity to have other issues in the home "brought up to code". Electrical, plumbing, safety issues.
3. The building inspector may require that all wall covering be removed (dry wall, paneling etc.) so that the plumbing and electrical may be inspected.
4. In the case of sub standard framing, the entire addition may be ordered removed. That could include any foundation work that was completed.
Don't take the risk. Get a permit BEFORE you start a project.
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