There are many benefits of Home Ownership.  Some of the most benefical are listed below.

1. Homeowners accumulate wealth faster than renters.

2. The median net worth for homeowners was $184,400 in 2004 compared to only $4,000 for Renters.

3. Homeownership provides Tax Benefits - Mortgage interest and Property taxes are full Deductilbe for Income Tax purposes

4. Stable Housing Costs - As a Homeowner you no longer have to worry about Increasing Rents

5. Pride of Ownership - Home Ownership gives you and your Family a sense of Stability and Security

6. Capital Gain Exclusion - Up to $250,000 if you are single or $500,000 for a married couple if you have lived in your home for 2 out of the past 5 years.

Home prices are more affordable than they have been in the last two years. If you are still renting now is a GREAT time to purchase instead. There are many First Time Buyer Programs availabe to help you get into a home.  You can get into a home with 100% Financing and have the seller pay the closing costs. That mean you can buy with Zero Down and Zero Closing Costs.

Please call Lynne Dewar at (800) 552-1188 to open the door for Home Ownership!