Hello and Welcome

Now is the perfect time to take advantage of low interest rates and an exceptional market. Feel free to apply online, browse our calculators and tools, learn about our loan programs, and much more. We offer custom solutions for every residential mortgage financing situation. Whatever your residential financing needs, we will tailor a loan that's right for you


We don't need color for an offer like this.
It's all here in black and white:

YOUR DOWNPAYMENT AND CLOSING COST FREE!

This is not builder 0% down hype. It's the AMERIDREAM PROGRAM; created by a non-profit organization to enable borrower's to receive a gift for the downpayment for the purchase of their home. PLus up 6% of the purchase price toward closing cost! 

For further infomation please contact
Luis martinez
cell 732-208-9015
Office 732-734-4500 Ext105
E-Mail http://www.fhaespanol.com/martineznatural@gmail.com

Great Interest Rates

WHEN EXPERIENCE COUNTS.......... 

 I can handle any type of client. It doesn't matter on the type of property or even the loan amount that you are seeking. Some loan officers and or lenders can't handle all types or only specialize in a small area. I have handled every type of client, loan amount, document type, or credit type. If a loan officer doesn't at least spend 15 to 20 minutes with you asking you the questions that should be asked, then that is where the problem usually starts. I pride myself in getting to know you and your goals. Like I said, I love to be creative and I can usually find another way of getting you that better rate or lower payment because I know all my programs. I even know a lot of programs that others aren't familiar with. 

Another important item to mention is that we are one of the quicker growing mid-sized mortgage bankers on the East Coast, with offices on the West Coast also. And what makes us stand out from so many other lenders is our common sense underwriting. Not only do we have all the same programs as everyone else, but we go the extra mile when it comes to being aggressive in our decisions. We are approving loans that others have denied. It comes down to being creative at times, but within reason. Having a great staff from top to bottom is always a big advantage. TEAM WORK.

The importance here is know how to maximize the most out of your money to have that financial freedom. This is something that I can help you with, no matter if you are purchasing a new home or refinancing.

Programs that Family First Mortgage Corporation offers:

• Conventional / FHA / VA loans 
• 100% financing
• 95% investment properties
• 95% stated loans
•  MTA or COFI loans    better known as the Pay Option Arm
•  all type of adjustables
•  hard to place loans
•  First Time Homebuyers
•  currently in foreclosure or bankrupcty
•  1 Day out of bankruptcy
•  Condo Conversions or Condo Tels
•  Specializing in NO DOC loans
•  Construction loans
•  Home Equity loans and lines of credit
•  Less than perfect credit

Something to point out here.....  you will see many lenders and or loan officers advertise that they have 100's of programs. Some will say that they deal with over 100 lenders so they can get you the best program and rate.  **** this is just to get you to think they have the best. Like I said in a comment, when it's said and done, we all get the same rates and programs from the same places. Anyone can do a 700 credit score with 10% down. It comes down to being creative. What can I do to get your payment down based on that 10% down and that credit score. That's where I stick out above so many....or being very creative for those with less than perfect credit.