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This is the place to view the past and present contests put on by ActiveRain and its members. Everyone can join the
group and help encourage each other. Current contest will be highlighted posts so it's easy for you all to see. Let it
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AR's community takes the time to leave honest and transparent reviews of their experiences
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Whatever it is you're into and wherever you are, AR surely has a group for you to join.
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Each month AR runs numerous contests as a way for our members to engage in activities
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Earn points by partaking in these contest and climb the leaderboard
Do what's good for you and your business by participating
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Ask a Real Estate Question
Here's another avenue for you to build relationships with others. Share your expertise with someone searching for answers.
Play the teacher role and help someone out today
Your Homepage will alert you of new questions in your state
A wonderful way to open a door to a possible new client
Ask a question yourself to get help
These state pages or hyper-local pages provide content directly related to a specific geographical location.
State, County, City and Neighborhood pages make it easy for consumers to find what they're looking for.
Post your listings, school information, local events, market reports and more
Consumers peruse these pages for information
Farm your niche market and cover all the happenings in your neighborhood
If you are looking to take advantage of the new Home Affordable Refinance guidelines set to release in December, one of the first things you may be wondering about is "Does Fannie Mae Own My Loan?" This question is one of the first things you will need to answer before you can proceed on the Home Affordable Refinance Program.
The new guidelines have created a buzz in the real estate community that the low mortgage rates available in today's marketplace will now be available to virtually any home owner who is employed and answers yes to the question, Does Fannie Mae Own My Loan.
Among the new improvements to the Home Affordable Refinance program are:
- No appraisal required if there is a reliable AVM (Automated Valuation Method) available for your home.
- No limits to loan-to-value ratio (previously was limited to 125% of the home value).
- Home owner may not have already refinanced under the Home Affordable Refinance program previously.
- It is rumored there will be less stringent income and asset documentation required as well.
There is another interesting enhancement to the Making Home Affordable Refinance program that is interesting. If the home owner lowers the term of their loan, for example from a 30 year fixed to a 20 year fixed, there are no "pricing hits" assessed. In other words, despite a high loan to value ratio and/or a lower credit score, you will still get the same rate as someone with stellar credit and 80% loan to value ratio. This is a huge enhancement to the program as it will provide an incentive for people to shorten their mortgage term, and therefore pay down their mortgage balance faster.
So once again, the place to start is to answer the question "Does Fannie Mae Own My Loan" by using the handy Fannie Mae Lookup Tool. Without answering the "Does Fannie Mae Own My Loan" question, you will not know if you meet the basic requirement to qualify for this program.
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.