The One that got away-Sneaky Bastard.
Sometime in June 2009,I got a referral from a family member about a guy who was thinking about buying a house.I hope this doesn't mean that I can't trust my own family to give me a good referral. He didn't believe he could buy a house because he thought that it was not possible. He worked two or three jobs to help support the family while the mother took care of the children. I referred him to a lender who told me that he will be able to get the deal (LIAR). Anyway we started looking at houses. After we found two houses that he liked,we submitted an offer on both different houses. But we lost out on both houses. Will the third time be a charm? I thought so. We submitted an offer on a house and the listing agent accepted our offer which was a full price offer.
When things started to fall apart. Listing agent knows that we need to turn on the water and the light for home inspection. Well we get to the house and the light is not turned on-THAT SUCKS. The home inspector did a home inspection even though we had no lights. On top of that we discovered some problems that might cost this home buyer some money to fix the repairs in the house. Days later,we had to go back to the house to do a home inspection because the lights weren't on the first time. Eager to be a home buyer,he realy wanted to buy this house. He saw some potential in the house. Well days later the loan officer calls me to tell me that the Underwriter wouldn't approve the loan.
I was upset because the loan officer assured me that he could do the loan-Whatever. Then I found out later that this home buyer went behind my back and wanted to make a deal with the listing agent-What? Dude are you smoking? I don't know but he is on something. During the whole time he was trouble. He talks tooooo much,thinks he knows everything and I didn't like the way he talked to his wife sometimes. He knew I was mad because I told him that I didn't appreciate him going behind my back talking to the listing agent. But he apologized. And I told him that I am sorry that your loan was denied.
I kept in touch with him. Maybe six months later or so he calls me to tell me that he has brought a house. Really? He said that this Real Estate Agent helped him buy a house with a USDA Loan. All that work I did only for this to happen. He did thank me because I was able to convince him that it is possible to buy a house and he thought that there was no way possible that could happen. Home buyers if you feel like we are not a good match please let me know. Trust me I will understand. But going behind your real estate agent's back who worked very hard for you is just wrong.
What I wished I could of done different. Wished that I would've made sure the day of the Home Inspection that the lights were on. And even though I stayed in touch with him,I didn't stay in touch with him more than I should. Ben Kinney's Ten Days of Pain is something that I should've done with this client. Also I wished that I could've suggested a USDA Loan product to him. Besides he ended up using the product anyway.
Till this day I have never been to this man's house. Then again I don't think I want to. Sneaky Bastard.