Home Affordable Foreclosure Alternatives Program … Are You Eligible? The Home Affordable Foreclosure Alternatives (HAFA) Program is the government’s newest tool to help homeowners avoid foreclosure. HAFA provides incentives for lenders and homeowners to carry out a short sale or deed-in-lieu of foreclosure. Are you eligible? Take this short survey to find out: Question Answer 1. Is the property your principle residence? Yes No Not Sure 2. Is the mortgage a "first lien mortgage" originated on or before January 1, 2009? Yes No Not Sure 3. Is your mortgage delinquent, or is default (missed payments) reasonably foreseeable? Yes No Not Sure 4. Is your current unpaid principal balance equal to or less than $729,750? Yes No Not Sure 5. Have you purchased a residential property within the last 12 months? Yes No Not Sure