News! 2012 loan limits for San Diego County

Real Estate Agent with Four Seasons Properties

Hello everybody,


here is an email I just received a little bit ago from Curtis, our Prudential California Realty in house lender.

Those are great news!




The 2012 loan limits for San Diego County have been officially implemented within Wells Fargo.  They are as follows:


2012 high balance conforming:  $ 546,250

2012 high balance FHA:                 $ 697,500

2012 high balance VA:                    $ 477,000 (Wells has the ability to go up to 1.5 million – requires roughly 10% down – no mi - call for details)


And just as a reminder, the new HARP refinance rules and regs have been implemented (See by previous blog on it-click here).  If any of your customer’s currently have a Freddie Mac or Fannie Mae serviced loan and their home has lost considerable value over the last four years, there is a possibility they could qualify for one of the HARP prime rate refinances.


If you have any questions regarding the above, please do not hesitate to call.


Thank you for your continued support.


Home Mortgage Consultant, Leaders Club Member
NMLSR ID 653815

HomeServices Lending | 7030 Avenida Encinas #100 | Carlsbad, CA 92011

MAC M0847-011

Tel 760-268-4148 | Cell 760-585-5469 | eFax 866-493-9819

Lender with Wells Fargo Bank, N.A. Arizona Mortgage Bankers License Number: 0116911. Licensed by the Department of Corporations under the California Residential Mortgage Lending Act. Georgia Residential Mortgage License Number: 32253. Kansas Licensed Mortgage Company, License Number: SL.0026321. 333 South 7th St. 27th Floor Minneapolis, MN 55402.All Rights Reserved. Equal Housing Lender.


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George Bennett
Inactive - Port Orford, OR
Inactive Principal Broker, GRI

Thanks for posting the current limits. Happy Holidays.

Dec 19, 2011 09:18 AM #1
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