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Mortgage Site Has Answers for Agents & Buyers!

As an Agent, you know your new buyer is going to grill you. Some questions you can answer; others you cannot, even if you want to, for legal reasons. If you're a buyer, I know that bugs you sometimes. You have questions like these:

What's happening with interest rates?
I want to do my homework before I talk to a loan officer. What is a FICO score?
How much could my credit score impact the cost of my loan?
I'm a visual person. Can we look at historic interest rate trends in a graph?

Here's a very useful site. It's Mortgage-X.com Bookmark it. It's a resource for Agents and Buyers alike. As a loan officer in Tucson, Arizona, I recommend the site to every client who darkens my door. Sure, the site is advertising other loan officers and lenders, but they're not competition. I've long held the opinion that being open and forthright is a strong attractant in business. It's an uncommon practice, especially in lending.

It's so uncommon, in fact, that I find it strengthens my business relationships and provides an immediate common ground of trust. Money is not a commodity, as the credit crunch in subprime has plainly illustrated. Best rate / No credit? No problem! / No cost loan! scenarios have led to misery for tens of thousands of borrowers, and to bankruptcy for hundreds of mortgage companies.

Check out the site. Find an hour when you aren't rushed. You'll find a tremendous amount of information that's easy to use. You might want to create a Mortgage-X folder in your favorites, and then bookmark pages from the library in that folder.

Oh, and if you're a new Loan Officer? Spend an hour a day here. It's got more information than your company's training program! You'll look like a pro!

And that's the real estate opinion of this Tucson, Arizona mortgage lender

Mike in Tucson

Posted by Mike Jones on 11/07/2007 05:26 PM

Comments (14)

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14 Comments on Mortgage Site Has Answers for Agents & Buyers!

Mike, thanks for the info and for the site recommendation. I've bookmarked your post so that I don't forget to do what you suggest.

Personally I use the 8 ball. You know, the one you shake while asking a question and then look for the answer in the little window.

11/07/2007 05:37 PM

by Bradenton Florida Real Estate - Dan Forbes (Sarasota Metro Properties)

Mike, this is tremendous information. Thanks when I find an hour I will explore these sites.

11/07/2007 05:47 PM

by Missy Caulk Ann Arbor Realtor Ann Arbor Real Estate (Keller Williams Ann Arbor)

Dan, thanks for being the first to comment! That little Magic 8-Ball likes me a lot! Funny, though--you haven't called! LOL

I appreciate you visiting and commenting so often; you're a real encouragement to me!

Missy, ditto you on being an encouragement! Thanks for commenting.

Mike in Tucson

11/07/2007 05:50 PM

by Mike Jones (Tucson Mortgage Company, LLC)

Mike, thanks for the great information it is very helpful in answering questions from my clients.

11/07/2007 05:54 PM

by Gaylen Thornton (Desert Heritage Real Estate)

You bet, Gaylen! Thanks for commenting!

Mike in Tucson

11/07/2007 06:05 PM

by Mike Jones (Tucson Mortgage Company, LLC)

looks like we finally have some positive news! thanks for posting this! I am soooo tired of the negative posts -

11/07/2007 09:16 PM

by Bill & Barbara Jo - Florida Realty Professional - AHWD (Charles Rutenberg Realty)

Barbara Jo: When was the last time you had a negative post from me? Never! People are attracted to Interesting, Funny, Informative and Friendly. I think I just described you and Bill!

Mike in Tucson

11/07/2007 09:19 PM

by Mike Jones (Tucson Mortgage Company, LLC)

Mike...my husband is a new loan officer...I am going to send him to this!...great info!

11/07/2007 09:51 PM

by Joan Mirantz- Concord New Hampshire Realtor (Keeler Family Realtors)

Mike, thanks for sharing the information and link. I have already bookmarked the site and this post.

11/07/2007 09:58 PM

by Judi Morgan, San Antonio, TX Real Estate (Coldwell Banker D'Ann Harper, Realtors)

Working with a good lender saves so much time and effort for everyone. You guys really don't bite ---do you?

11/07/2007 11:50 PM

by Laguna Homes|Laguna Condos| Laguna Real Estate|Marlene Bridges (Sherman Smith & Associates)

Bookmarked! Thanks Mike, it sounds like it would be a good "quick" resource for many of us. I keep in touch regularly with mortgage lenders in my area but this will be a handy guide.

11/08/2007 05:13 AM

by Kris Wales-Macomb County MI Real estate (RE/MAX Advantage 1, Inc.)

Kris: thanks for commenting!

Marlene: Sometimes, but not often!

Judi: Thanks for wandering around through my old posts last night and commenting! Your new husband might be demanding Jimmy B's gar ball recipe; you just never know.

Joan: I wish him well in his new endeavor! Get him to join Active Rain, or if he already has, please introduce us!

Mike in Tucson

11/08/2007 06:07 AM

by Mike Jones (Tucson Mortgage Company, LLC)

MIKE: This looks interesting. I'm going to check it out and bookmark it as you suggested. It's always good to have more places to send customers to for learning purposes.

11/08/2007 10:06 AM

by Adam Waldman - Long Island REALTOR® (RE/MAX Best)

Thanks for commenting, Adam!

Mike in Tucson

11/08/2007 01:43 PM

by Mike Jones (Tucson Mortgage Company, LLC)

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