Living By Default- James Surowiecki/The New Yorker

Mortgage and Lending with Mortgage Magic

I wish I had written this. Absolutely an excellent artilce about financial choices:

Doug Jones
Mortgage Magic
NMLS 286668
no copyright infringement intended


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John Davison
Coldwell Banker - Cary, NC
Raleigh-Cary-Triangle NC

Interesting post. I hope that things in your market are good and the next year is good to you. Have a safe and happy new year!

Dec 29, 2011 12:55 PM #1
go to & get 20 Listing Appointments per month
Real Estate Faster - Los Angeles, CA

Thanks for sharing. So true that "homeowners are getting lambasted for doing what companies do on a regular basis". All the best to you in 2012!

Dec 29, 2011 01:00 PM #2
Mike Carlier
Lakeville, MN
More opinions than you want to hear about.

This guy insists on encouraging individuals to behave badly because some corporations behave badly.  He has not demonstrated that he understands one significant difference between humans and corporations.  When a corporation gets far enough underwater, it declares bankruptcy and it is dissolved.  It is history, and the principals simply seek funding and create another corporation.  I guess humans could be dissolved, but most would regard being ended as not particularly desirable.  Basically, they will not become history, but instead live with their history. Surowiecki is a writer with an imagination, generally a positive quality.  From his CNBC interview a couple weeks ago, it appears that he is also acting as an armchair lawyer giving armchair advice. 

Dec 29, 2011 01:06 PM #3
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Doug Jones

Mortgage Broker - NMLS 286668