List your home with your Orange County Short Sale Realtor _ Short Sale Expert

We Help Homeowner's Avoid Foreclosure

Most Homeowner's are deeply below the surface with their home mortgage. In Southern California, there are over 12,323 currently facing foreclosure, so please believe me when I tell you that - You are not alone!

Most people fall behind for some of these major reasons:

• Loss of Job
• Divorce
• Cutbacks in Wages
• Death in family
• Relocation

These are all valid reasons for you to fall behind on your payment. I know that most of you would prefer to stay in your home, but if you have kept up with the news - Banks are not keeping their promises to the government to modify your loan.

There are people who would tell you to simply walk away. That is the worst thing that you can do. The reason is that you have left it up to the banks to decide what to do with the "Deficiency". Without having someone to negotiate in your behalf the complete settlement of your mortgage debt, you are giving the banks the OPTION to File a Deficiency Judgment up 4 years after you walked away.

The only thing to do if the bank files a judgment, years after you do not have the house, is to file Bankruptcy. Now you are hit with Double Whammy on your Credit. Bankruptcy after foreclosure is a Big No - No!!

Let Us Start Negotiating with Your Bank For FREE!!! 99% Short sale success rate and over 280 short sales closed!!!! List with an Expert

www.remaxann.com for more info or call (714) 588-7676

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