Choosing a Lender in Pensacola, Gulf Breeze and Pace Florida.
Sellers Flat Fee of $2995 when one of our agents sells your home or if you want MLS (where you home is available to all realtors to sell) then the best program TODAY is $1495 to us +3 % offered to Buyers Agent for bringing the buyer. When you understand how agents work you will clearly see why we sell 94% of our homes at or above asking price and why REALTORS would rather sell our homes than anyone else’s. The realtor gets paid more and the seller saves over 63% on average.
Property Management for $50. Flat fee monthly
THOUSANDS OF HOMES.... One Address www.charlesstallions.com
Charles Stallions, CRS, CSP, CBR, CDPS, SREE, EREI - 800-309-3414, a leader in real estate investing, buying and selling. Lead Real Estate negotiator for several investment clubs as well as investors throughout the US. Call Charles for a list of references before buying or selling you what some consider being their largest investment.
Despite an excess of loans and lenders, comparison shopping has been eased by the development of computer-loan origination systems and mortgage-reporting services - firms that survey major lenders in metropolitan areas every week or so and publish information sheets on who is offering what loans on what terms.Shop for lenders offering the best deals. Check with several mortgage companies and use one or more reporting services. Rely on your own efforts, lots of telephone calls and possibly some old-fashioned legwork. If there isn't a reporting service covering your area, begin the search at your own bank or savings and loan.
Sources of Mortgage Money:
Independent Mortgage Companies make just over half of all home mortgages, including most VA-guaranteed and FHA-insured loans.
Savings Institutions: Savings and loan associations and savings banks originate close to a quarter of home mortgages. Most are conventional loans - those not guaranteed by the VA or FmHA, or insured by the FHA.
Commercial Banks are active in residential lending. Banks also are a major supplier of loans for mobile-home buyers.
Mortgage Brokers act as intermediaries. A broker keeps tabs on the mortgage market through ties to local, regional and national lenders, and can refer a prospective borrower to a mortgage banker, savings institution or a commercial bank. Brokers don't lend money and can't approve loans.
Credit Unions make close to one-third of all first-mortgage loans, but you must be a member.
Public Agencies: State and local finance agencies make below-market-rate financing available to eligible low- and moderate-income first-time buyers through the sale of tax-exempt bonds.
Employers and Unions: Don't overlook your employer as a source of assistance. An employer may subsidize the interest or even act as a lender. Unions are another possibility. The AFL-CIO offers what it calls "Union Privilege." Unions that sign on can make first-time home loans available to eligible members for as little as three percent down.
Joyce Kelley, CBR, SREE - 800-309-3414, The Lead Buyers Agent to Charles Stallions here in Pensacola, Pace and Gulf Breeze, Florida. Being a buyers agent allows me to really WOW my customers, devote the time needed for them to choose and pick the PERFECT home. I don't have to weigh my decisions on the sellers needs or any third party. 100% totally to the buyer. Being the Lead Buyers Agent means I set the Standard of which our team will be judged. I want the EXPERIENCE to be spectacular and any thing less is unacceptable. Call Joyce and meet first hand some of the many buyers that we have helped buy a home where you are not another buyer, are family.
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THOUSANDS OF HOMES.... One Address www.charlesstallions.com
Pensacola, Pace and Gulf Breeze Homes for sale
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