Christina, thanks for sharing this tip.  All my credit cards were automatically increased by the holders and I have low balances.  I had no idea that is why my credit score jumped drastically in the last few months. At the rate this is happening, soon I will have a perfect score......ha.....  Now I must make sure I don't use the cards because it is tempting sometimes.  I think of the unused amounts as a potential savings account to use only in the cause of an extreme emergency.

 And....Christina, you live near my in-laws.  They live in McMinneville, TN, where my husband Clay Perry was born.

Yep - great tip. It is so funny how we can manipulate the FICO now days. My youngest son was a little bummed about his - it was over 700 and he is only 23, not bad. I told him to do this with his credit card and within a month he was at 770 :)

Good advice on how to raise your credit score.  You may also want to take out another credit card with a different lender asking for the highest credit limit possible.

Thanks for reading and comenting on Mortgage Fraud #8: 8 Ways To Protect Yourself From Mortgage Fraud

Don t cancel old credit cards .

Try to have 3 Revolving and 2 Installment accounts  at max.