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Yesterday I wrote a blog titles 2012 Promises To Be A Better Year Than 2011.Today I would like to do a follow up blog on why I feel that2012 Promises To Be A Better Year Than 2011 to elaborate just a little more on what I wrote yesterday, and on what potential new homeowners need to start doing to prepare themselves to purchase a home in 2012.
One new incentive for purchasing a home in 2012, is how quickly rents have been rising.Rents are quickly reaching the point of what a mortgage payment with taxes and insurance would be for a similar or even larger living space.This should get renters who are in the position to purchase, to do so sooner than later.This means that renters who are in the position to purchase, or who are close to being in a position to purchase, need to make sure that there are no surprises when they decide to buy.
Renters who are planning to purchase in 2012, need to make sure that there isn’t anything on their credit that you prevent them from purchasing a home when the time comes. They need to contact a Mortgage Professional right now to look at their credit, and help them correct or dispute anything that is inaccurate on their credit report.Even if there isn’t anything that is incorrect on their credit report, the Mortgage Professional can make suggestions of possible things that they can do to raise their credit score and put them in a better position to qualify for a loan.
A group of possible Buyers that could benefit from early contact with a Mortgage Professionals are self-employed individuals.Self-employed Buyers need to look closely at their last two years tax returns to make sure that they have not taken to many deductions, and later find themselves with insufficient income to purchase the home that they want.Right now would be the perfect time for self-employed Buyers to talk to a Mortgage Professional before they do their income tax for 2011.Buy knowing what income they need to show to purchase a home in the price range that they want to be in, they can make the necessary adjustments and avoid problems later.
I hope that these last two blogs have provided enough reasons to those reading them as to why I feel that 2012 Promises To Be A Better Year Than 2011, and motivates those of us in the Real Estate Industry to prepare our clients to take advantage of the market conditions that lie ahead.
Who To Call For Your Mortgage Needs In Connecticut:
George Souto NMLS# 65149 is a Loan Officer who can assist you with all your FHA, CHFA, and Conventional mortgage needs in Connecticut. George resides in Middlesex County which includes Middletown, Middlefield, Durham, Cromwell, Portland, Higganum, Haddam, East Haddam, Chester, Deep River, and Essex. George can be contacted at (860) 573-1308 firstname.lastname@example.org, or visit my McCue Mortgage Homepage.
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.