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The Dark Side Of Family!

By
Real Estate Agent with Westcott Group Real Estate Company

 

As a co-founder of the group Family Ties, I know that the goal of this group is to talk about the positive experiences that we have with our families.   If you've read my blogs, you will know that I often talk about the joys of fatherhood and of being a husband.  In the future, the majority of my posts will talk about the great family experiences that I have on a regular basis.  This disclaimer is here because I've just heard a story that is the polar opposite of what I am about, and I felt the need to express it in this forum.  The following story will probably make most of you angry, and a lot of you sad, because that's how I felt when I heard the story.  Here it is...

 

 An elderly woman that is almost 95 years old was hospitalized for an undisclosed ailment.  Being that she is on Medicaid, there are certain guidelines that must be adhered to with regard to treatment, especially if it is going to require home health aides.  As is often the case with the government, there are low-level bureaucrats that wield too much decision-making power, and abuse that power to try and elevate themselves in the world. 

 

This elderly woman had some health problems before, and always responded better to being in the home that she has lived in virtually all of her life.  Hospitals and rehabilitation centers seem to do nothing but bring the healing process to a grinding halt.  To be released, this woman needed a doctor to provide the low-level bureaucrats with documentation stating that she was well enough to be released, but still in need of in-home care.

 

Having dealt with government agencies personally, I can tell you that they will make you jump through hoops to provide them with the same information over and over again.  It seems like they do so to get you to just give up so that they won't have to pay.  The process is tedious, frustrating and maddening all at once, but if you want results, you must play by their rules.  One of the rules is that if you have in-home care already, and wish to change agencies, you must have a 30-day waiting period from the time that you entered the hospital.

 

Realizing that the current agency that the elderly woman was dealing with was being uncooperative, one of the children of the elderly woman decided to change agencies.  Being that there was a disagreement with the existing agency, the elderly woman would either have to wait out the 30 days, or hire private help until the 30-day period was up.  The elderly woman had about 2 weeks until the agency change could be made, but the child that was doing all of the legwork decided that it would be best to pay for in-home care in the interest of doing whatever was possible for the elderly woman.

 

At a cost of about $300 per day (which is expensive), the elderly woman would be able to return to her home to recover.  The total cost would have been around $4200.  The child that was doing all of the legwork offered to contribute a share, and asked the two siblings to do the same, bringing the expense to approximately $1400 each.

 

 

 Shockingly, the two siblings refused to contribute to make this happen.  Now you may be thinking that the child that wanted to help had more money than the other two siblings, and that money was an issue.  Well, this is not the case at all.  The two siblings that refused to help both own homes, and come from 2-income families, as their spouses both work.  The child that was willing to help has a single income and rents an apartment. 

 

 Even if the siblings weren't as well off, they still have an obligation to help, and here's why.  For estate planning purposes, the elderly woman had already gifted away a lot of her savings to her three children.  While the money would eventually be their inheritance, this money should be used to help the elderly woman live the most comfortable life that she can, in her own home, for as long as she is still living.  Do you think that she would like to have the opportunity to re-think this estate planning decision?

 

Being in the real estate business, I've found that these stories are more common than any of us would like to believe.  Personally, I find it deplorable to see people putting their own selfish wants ahead of the needs of a loved one.  An inheritance is a way of passing something along to those that you care for most in the world.  It should NOT be treated as money that is "coming to you." 

 

Personally, I would just as soon see that the people that I care for live as comfortably as they can, even if it means that they use up every dollar that they ever saved.  I can't even fathom a scenario where I would make a future inheritance more important than the life of a loved one.

 

 The world is filled with people that feel that the world owes them something.  This sense of entitlement is sickening to me, and there is no place in my life for people that think this way.  Life is far too short as it is.  People that have any pride at all will do whatever they can to make their own way, and not rely on someone else's demise for financial gain.

 

If you've this entire post, thank you for allowing me to express my disgust for the injustices that I've heard about.  I certainly can't change the way that greedy people live their lives, but at least this forum allows me to shine a light on their disgraceful behavior.  I promise that my upcoming posts about family will be much more positive. 

 

 
Jeff Belonger
Social Media - Infinity Home Mortgage Company, Inc - Cherry Hill, NJ
The FHA Expert - FHA Loans - FHA mortgages - USDA loans - VA Loans

Adam....this is a sad story, but unfortunately, there are selfish people. Even when it comes down to family. For the most part, I agree with your statements and the passion that you show. Especially since it's the person with a single income who is willing to do the leg work and just ask for a fair contribution. What's sad is that this person shouldn't have had to ask for help. That's the truly sad part to this story.  They should have volunteered some money.

 

jeff belonger

 

Nov 10, 2007 08:40 AM
Hugh Krone
Weichert Referral Associates - Hamburg, NJ
Realtor, Sussex County NJ
Adam the sad truth is that in oue Me Me Me right now society that is a typical family storybut i still caution on judging people without knowing their side of the story.
Nov 10, 2007 08:40 AM
Jessica Horton Jessica Horton Realty
Jessica Horton - Jessica Horton & Associates - Griffin, GA
Jessica Horton: I'm not #1... You Are!
Adam:

This is awful and I see lots of people in this business that feel that are just entitled to things.   Family is supposed to take care of each other...no matter what.
Nov 10, 2007 09:33 AM
Laura Cerrano
Feng Shui Manhattan Long Island - Locust Valley, NY
Certified Feng Shui Expert, Speaker & Researcher
Adam, This is almost unimaginable but I've unfortunately heard it before. Even the issues with Medicaid are a nightmare.  I would have to wonder what to do if you can't trust your own children to take the best possible care of you.
Nov 10, 2007 10:16 AM
Fran Gaspari
Patriot Land Transfer, Inc. - Limerick, PA
"The Title Man" - Title Insurance - PA & NJ

Adam,

I oversimplify to my children that in this world there are 2 kinds of people...givers and takers...I challenge them to choose giving...it sickens me to think how much harm greed can cause! Our home is open to any of our relatives that need our care...we welcome them...it is God who gives us the grace we need to handle these situations...they may crimp our lifestyles...but that is who we are called to be-caretakers, not self-centered greedmongers!

Thanks,   Fran

Nov 10, 2007 11:16 AM
Andrew Trevino
ADT Real Estate - Wilkes Barre, PA
Wilkes-Barre Homes For Sale

Adam,

It's just sad to hear. I wish something could be done to protect our elderly from being in positions like this. I hear the stories all the time in my market because our average age is so high and it just makes me sick.

Nov 10, 2007 11:39 AM
Paul Slaybaugh
Homesmart - Scottsdale, AZ
Scottsdale, AZ Real Estate
Too pissed off to comment.  Not kidding.
Nov 10, 2007 01:40 PM
Roberta LaRocca
Simply Vegas Real Estate - Las Vegas, NV
REALTOR®, Broker, Salesperson, NV. Lic BS.507
Adam, Just a terrible situation!  The elderly should not be treated this way by anyone.  It makes me sick to hear stories like this but they are very common.
Nov 10, 2007 04:26 PM
Katerina Gasset
The Gasset Group & Get It Done For Me Virtual Services - Provo, UT
Amplify Your Real Estate & Life Dreams!
Adam- It is good that you get this out in the open, so that those that are effected can find some solace and support and you may just help someone with this post. I am taking it as a positive and proactive approach to a negative action. I tell my kids there is no money coming, they better take care of me! I also love reverse mortgages. I think all people over the age of 65 should get reverse mortgages so that way the kids can not fight over the equity when they pass on! Love that plan! Katerina
Nov 10, 2007 05:32 PM
Elaine Hanson
Coldwell Banker Realty - Malibu | Topanga - Malibu, CA
REALTOR - Topanga, CA Real Estate Agent

So many of us are going through the care of our elderly parents.  They are from a generation that did not expect to live as long as they do AND they thought social security and owning their home would be enough.  It is not, not by a long shot. 
The thing that I have learned and that I try to pass on to anyone who will listen is HAVE A PLAN!  We need to plan for our own "golden years" to make sure that we are where we want to be (if possible) and have arranged our own financials, including a living trust.  DO IT NOW, before you need it. 
Adam, thank you for putting this in front of us.  This story made me sad and angry, just like it did you.  Our seniors deserve better.

Nov 11, 2007 06:37 AM
Julie Neerings~Lifting Hearts ♥ Building Dreams~
Agent Referral - Salt Lake City, UT

Adam-This is truly heartbreaking.  Stories like this frustrate and anger me.  It's unfortunate that a lot of people live with a self centered mind and only think about the money that they will have in their bank accounts.  If this were to ever happen to any of my loved ones I would surely do something about it.  Not only that in this business we have clients that we work with in these situations that it's clear that their family members aren't looking out after them.  

Changes must be made.   

Nov 11, 2007 08:18 AM
Sandy Noll
(RSVP Real Estate) 425.890.0878 - Gig Harbor, WA
RE Pro Serving Snohomish to Thurston Counties

Adam my mother has the collection of Princess House crystal that she scrimped and saved to buy 12 of each so my sisters and I could each have 4 of every goblet, wine glass, flute.  You name it she bought it.  This past January, when she retired and moved to AZ she asked me if I wanted mine and my response was "Mom, I appreciate you buying those for me, but I'd rather see you sell them on eBay or craigslist and enjoy the money for something you want now".  She was upset at first, but I think she finally realized that I don't expect her to leave me anything and if she could get a few hundred or even thousand dollars for them and enjoy something now in her life then that couldn't make me happier.  I'm sure the day will come when I have to care for my folks and I will do so without hesitating.  They were there for me ALWAYS and it's the least I can do.  As for people like those in your post, I feel sorry for them.  To turn your back on a loved one, makes a person extremely selfish and they willbe lonely and sad one day when no one wants to take care of them.  Even if they have all the money they could ever want and afford the best in care, there is something to be said for having someone you love take care of you in your final days or years.

Nov 11, 2007 05:24 PM
Adam Waldman
Westcott Group Real Estate Company - Hauppauge, NY
Realtor - Long Island
HI EVERYONE:  Thank you all for sharing so much of yourselves in these comments.  Sometimes we come across disturbing situations in our profession.  It's nice to know that there are so many good ones like yourselves out there!  I'll be back later on to comment to each of you individually.
Nov 11, 2007 09:07 PM
Karen Kruschka
RE/MAX Executives - Woodbridge, VA
- "My Experience Isn't Expensive - It's PRICELESS"
Adam,  They say blood is thicker than water, but that may not be true when money is involved.  I hope my children never treat me as I have seen others treated, Karen
Nov 11, 2007 09:27 PM
Brigita McKelvie, Associate Broker
Cindy Stys Equestrian and Country Properties, Ltd. - Lehigh Valley, PA
The Broker with horse sense and no horsing around
That is totally disgusting.  To put money ahead of someone's care.  I thought we were put on this earth to help and love one another.  Not to love money.  I bet if the tables were turned, they would be screaming that no one out there cares.  What a shame.
Nov 11, 2007 11:45 PM
Tom Plant
WINEormous.com - Murrieta, CA
Adam - This is heart breaking and sickening. What people do in the name of the all-mighty dollar... so sad.
Nov 12, 2007 03:30 AM
Portland Oregon Real Estate | Alecia Barnes - Broker
Portland, OR
Adam- I read this post, and left without commenting. I just felt sick in the heart about it. I decided to come back and comment, because I think that it is a good thing you did, by letting people know about what goes on in this world. My only hope is that the one sibling who is trying to help will get some outside support. It never ceases to amaze me how selfesh! adult children can be when it comes to thier elderly parents. I'm just sick about it.
Nov 16, 2007 12:15 PM
Adam Waldman
Westcott Group Real Estate Company - Hauppauge, NY
Realtor - Long Island

KELLY:  You are absolutely right about having a good estate plan.  Thank you for sharing your past experience and your insight into this.  It's very disappointing to see this happen, but it is something that is a part of reality.  Thanks for commenting, Kelly.

MISSY:  Thanks for sharing your personal story.  It's amazing that often times the people that can afford to help won't do anything, while others that are barely scraping by will give whatever they can to help.  I like your retirement plan, Missy.  Thanks for commenting.

JASON:  I just prefer being positive, but this story needed to be told to make others aware.  I know that you are not at all like this, as you are the one that is stepping up to do whatever you can to help.  Thanks for your constant support, Jason.

LESLIE:  It is sad and sickening as you said.  I'm glad that you were able to help your mother do the right thing.  Thanks for sharing your story, Leslie.

BILL:  Thanks for pointing out the positive in all of this.  I never really thought about it that way.  Thank you for your continued support, my friend.  It is greatly appreciated.

BRIDGET:  You are a good person and you and I share the same values.  I'm sure that this post disgusted you because you are the polar opposite of the people being described in this post.  Thank you for sharing your very personal story, Bridget.

JEFF:  It always amazes me that we can all sit here and look at a situation and see the obvious poor behavior, but those that are the ones making the mistakes seem to live with themselves quite easily.  Thanks for sharing your thoughts on this, Jeff.

HUGH:  I understand about hearing the other side of a story, but the fact of the matter is that this elderly woman had gifted money to her children already.  Maybe the estate planning wasn't ideal, but to me, money should never be put before loved ones.

JESSICA:  This is one of the downsides to being in our business.  We get to see things that we'd rather not see.  Thanks for sharing your thoughts, Jessica.

CAROLE:  It is a sad state of affairs.  The government programs are inefficient at best, and some people just are too selfish for words.  Thanks for sharing your thoughts on this, Carole.

FRAN:  Amen to your sentiments.  Greed brings out the worst in people.  You are one of the good guys, Fran.  I share your same values.  Thank you for sharing your thoughts on this.

ANDREW:  I imagine that as life-spans continue to rise, this problem will be more commonplace than any of us would like.  Thanks for sharing your thoughts on this, Andrew.

PAUL:  I understand.

ROBERTA:  Thank you for sharing your thoughts on this.  I wish that we never had to hear these stories, but unfortunately, in our business, that is not the case.

KATERINA:  If this post helps even one person, than it will be worthwhile.  Thank you for giving me your perspective on this.  You have a way of making lemonade from lemons that many people don't.  I think that you are handling things the right way.  It's so sad that decisions come down to finance.  This is not the way that it should be.  Thank you for sharing your thoughts on this, Katerina.

ELAINE:  Thank you for your passionate response, and for your very wise suggestions as to planning for the future.  Your points are dead-on.  I really appreciate you sharing your thoughts on this situation, Elaine.

JULIE:  I have no doubt in my mind that you would help anyone close to you in need.  I have a feeling that you would take that same approach with people that aren't even that close to you, because that is the kind of person that you are.  The system is clearly broken and needs fixing.  Hopefully, the next President will spend more time on the problems at home.  Thank you for sharing your thoughts on this, Julie.

SANDY:  Thank you so much for sharing your story and your thoughts.  What you did for your mother is the exact same thing that I would do.  I'm at the point in my life where I would prefer to receive nothing if I can help it.  I just want my mother to be happy and take care of herself.  She spoils the kids, but I've decided that I can't stop her from doing it, so I might as well let her do it because she derives great pleasure from it.  Thanks again for sharing your thoughts on this, Sandy.

KAREN:  Money seems to trump all logic in these situations.  Unfortunately, in our business, it is something that we have to deal with.  Thanks for sharing your thoughts on this, Karen.

BRIGITA:  I feel the same way that you do.  I would much rather help my loved ones than stare at numbers in a bank account.  Thanks for sharing your thoughts on this, Brigita.

TOM:  It is sad that money is so important to some people that they act in terrible ways in the name of it.  Thanks for sharing your thoughts on this, Tom.

ALECIA:  I understand why you would want to cool off before commenting.  It took me a day to post this after learning about it.  I hope that some good comes out of the bad that was in this blog.  Thank you for sharing your passionate thoughts about this, Alecia.

Nov 17, 2007 02:15 AM
Sandy Noll
(RSVP Real Estate) 425.890.0878 - Gig Harbor, WA
RE Pro Serving Snohomish to Thurston Counties
Adam I too have had to let the spoiling of the grandkids go.  It was a battle I'd never win.  I suppose it's a right of passage to become the grandparent and to spoil the grand kids.  My parents have said being grandparents is a very enjoyable time in their lives in that they don't have to worry about providing and it makes giving to the kids really easy.
Nov 20, 2007 02:00 PM
Kate Elim
Dockside Realty - Spotsylvania, VA
Realtor 540-226-1964, Selling Homes & Land a

Adam...This is the first post I've read in Family Ties.  The title warned me that it would not be a happy, uplifting story.  Unfortunately, some family stories are like that.  The one good thing is that this elderly woman had a child, even if it was only one out of three, that loved her enough to take care of her.  Some people don't even have that.  Although the other two sibling shared in the material inheritance, the one that cared about and for her mother has received a greater gift.  The gift to love.

Thank you,

Kathleen

Nov 20, 2007 03:31 PM