Buy or Rent?

Real Estate Agent with Irongate Inc. REALTORS SAL.2006006317

There are several benefits to purchasing a home, including: 

  • Purchaser's are often surprised that a monthly mortgage payment is actually LESS than the monthly rent payment. You may find a loan that is the same, or slightly more than, your monthly rent.
  • Owning a home can save you hundreds (even thousands) of dollars in taxes each year.
  • Unlike renting, buying your own home means steady monthly living expenses. To lock in your mortgage payment, secure a fixed-rate loan.
  • The last, but not least, benefit is having the freedom to make decisions about how you live. As a homeowner, YOU decide whether or not to have a pet; YOU decide whether the walls are red or yellow; and YOU decide whether or not to remodel.

To find a trusted, experienced mortgage professional to determine if you are ready for home ownership - ask a Realtor. 

Christina Asad Edwards, REALTOR
2006 Sales Masters Top Agent mobile or text 937-205-4741 office 937-573-0082
Real Living Realty - #1 in OHIO!
Realty, Mortgage, Title, Relocation

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Blog article provided by Christina Cavins, a Nationally recognized Realtor with Irongate Inc. Realtors. Christina can be reached via email at or by cell phone or text message at 1-937-205-4741. For Ohio real estate and homes see Ohio Real Estate.


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Dave Cheatham
INC Financial - Bartlett, IL
Right on.  People should be acting on what you are saying.  Buy and start building wealth and do not trow money away.
Nov 13, 2007 03:50 AM #1
Tony & Darcy Cannon
Aubrey and Associates Realty - Layton, UT
The C Team
Christina, great post!  These are exactly what people need to be looking at when considering buying vs. renting.
Nov 13, 2007 04:01 AM #2
Gary Bland R (S) E-Pro, ABR
Hawaii Life Real Estate Brokers - Wailea, HI
I ask anyone who rents to place that amount of money on the table and burn it.  Just my opinion.
Nov 13, 2007 04:09 AM #3
Keith Stoller
Keith Stoller Tax & Business Solutions - Bakersfield, CA
Great post.  My thoughts have to do with area being a big determinant in buying/renting and which is better. In some areas the prices have tanked enough to make re-entry into the homebuying market practicle and beneficial as you've described.  That combined with overleveraged investors buying the apartments and having to pass the costs on is also a factor. In my area, as well as some areas with little or no loss, or insufficient loss in relation to rental prices to differentiate it, then folks may yet find themselves loced in to renting.  Also, a lot of people are recovering financially from economic setbacks so quaalifying for loans and the need to pay PMI and other expenses is still there.  You may disagree based on your experience, but this is what life is like in my home area for many people.
Nov 13, 2007 05:04 AM #4
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