Today, we are going to pick up
where we last left off . If you haven't had a chance to read the
Introduction to my new Blogeries: The Godfather teaches you how to make an offer the seller can't refuse, then you might want to check it out
(That wasn't a suggestion!).
Writing an offer that the seller can't refuse
actually begins way before you even write the offer.
In fact, it should start before you even view the first home on your list.
Let me go to the God Father to show you what I mean:
Michael Corleone asks a very important question when he is speaking to Moe Green about purchasing the Casino's in Vegas from him. This is what he asked:
Michael: My credit good enough to buy you out?Explanation: Michael Corleone doesn't know if his credit
is or isn't good enough to buy the casino from Moe.
He asked a question.
He didn't demonstrate a fact. Why doesn't Michael know? Michael doesn't know because he has only pre-qualified with a lender over the phone for his Casino loan
and
doesn't have real buying power.
Michael has put himself in a
very bad negotiating position by not knowing the difference between getting pre-qualified and having true buying power and it is going to make the Seller (Moe) very upset. But, we will get to that in a minute...
Getting pre-qualified over the phone or online is so easy that even Luca Brazi could do it. A pre-qualified buyer
only has an idea of how much they
might be able to borrow.
However,
none of the actual information has been verified. Most pre-qualification letters that I've seen (and I've seen hundreds of them) usually have this little disclaimer thrown in there somewhere, "that Mr. & Mrs. Home Buyer are
LIKELY to be approved for a mortgage"
This is why Moe Green
gets very upset and replies back to Michael in this manner:
Moe: BUY ME OUT????!!!!!!!!!!
Translation: This pre-qualification letter isn't worth the paper that it is printed on. How can I take you seriously? "
likely to be approved"???? You are asking me to take my casino off the market, where other casino buyers can't look at because you are
likely to be approved for your casino purchase?
I THINK NOT!!!!!
What Michael needs is the buying power of
The Jessica Horton Guaranteed Mortgage program. With
The Jessica Horton Guaranteed Mortgage Program, you can skip the whole pre-qualification process and receive a mortgage approval that will be good for 90 Days**. Your information will be quickly verified and you will know exactly how much you can afford.
The Jessica Horton Guaranteed Mortgage Program will help prevent situations like this:
1. Spending days looking at
Griffin Georgia homes that really don't appeal to you because they are listed for less than, come to find out....
you can actually be approved for! You can actually afford a whole new price range and view homes with more amenities!!!!2. Getting your heart set on a
Griffin Georgia property that ends up being outside of your borrowing ability and you are unable to purchase it
even though you have a good job with steady income! 
Being pre-qualified is helpful: it gives you a
basic understanding of how much you can reasonably borrow and comfortably repay each month on your mortgage,
it just doesn't guarantee that you will actually be approved for the loan. Any good
Griffin Georgia Real Estate Agent will advise their client to counter back requesting that you provide them with more than just a pre-qualification letter stating: "
That you are likely to be approved for a loan."In closing, a major part of making an offer that the seller can't refuse is making sure that your initial offer demonstrates
that you are actually ready, willing and able to purchase their home. An offer like this will put the seller and the
Griffin Georgia real estate agent at ease and you will find that they are a lot more favorable to your terms.
Unlike Michael,
The Jessica Horton Guaranteed Mortgage Program will give you
the confidence of knowing that you are a serious buyer that has good enough credit to buy the home! You have buying power and you know it!
Sellers and their real estate agents like confident buyers!
If you would like to learn more about writing an offer that the seller can't refuse or The Jessica Horton Guaranteed Mortgage Program, call us at (770) 22-REMAX, (770) 227-3629 today.
**I don't like small print. Your loan will close as long as the property that you want to purchase appraises for at least the contracted sales price, there aren't any adverse title conditions and your overall financial picture doesn't change.
All my best, 
Jessica Wynn Horton
Broker/Owner
Recognized as one of the top real estate professionals
in the United States under 30 years of age in 2006 by
Realtor Magazine!
(770) 22-REMAX - Griffin Georgia Real Estate Line
(770) 56-REMAX - Zebulon Georgia Real Estate Line
http://www.jessicahorton.com/ - Thousands of Griffin Georgia Homes
Griffin-Georgia-Real-Estate - E-mail
RE/MAX Standard
9219 US Hwy 19
Suite A
Zebulon, GA 30295
(770) 22-REMAX - Office
(770) 56-REMX - Office
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Good points Jessica. We owe it to our buyers to get them a solid pre-approval. And we owe it to our sellers to make sure everyone else does, too.