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This is the place to view the past and present contests put on by ActiveRain and its members. Everyone can join the
group and help encourage each other. Current contest will be highlighted posts so it's easy for you all to see. Let it
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AR's community takes the time to leave honest and transparent reviews of their experiences
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Whatever it is you're into and wherever you are, AR surely has a group for you to join.
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Each month AR runs numerous contests as a way for our members to engage in activities
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Earn points by partaking in these contest and climb the leaderboard
Do what's good for you and your business by participating
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Ask a Real Estate Question
Here's another avenue for you to build relationships with others. Share your expertise with someone searching for answers.
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Your Homepage will alert you of new questions in your state
A wonderful way to open a door to a possible new client
Ask a question yourself to get help
These state pages or hyper-local pages provide content directly related to a specific geographical location.
State, County, City and Neighborhood pages make it easy for consumers to find what they're looking for.
Post your listings, school information, local events, market reports and more
Consumers peruse these pages for information
Farm your niche market and cover all the happenings in your neighborhood
Most people do not know that their mortgage, being a huge part of your financial plan, needs to have an annual checkup to ensure it still fits. Just like you need to have an annual physical done to ensure the health of your body, you need to seek a true mortgage planning professional annually to ensure your mortgage is not becoming a disease in relation to your financial health. My MEDS system incorporates the annual checkup process as part of the the program to ensure your mortgage remains working for you, and strengthening your financial health.
Many of you reading this may not even know what type of loan you are in, so it is extremely important that you schedule yours quickly. We have all heard the talk about adjustable rate mortgages, interest only loans, and other "exotic" loan programs and how they are getting people into trouble. Well, it takes years for a loan program to get you into trouble usually, so maintaining annual check ups will help prevent that from happening to you.
Also, due to the media's bad press on these loan types, many people are flocking to fixed rate mortgages now, which may further destroy their financial health. Adjustable rate mortgages, Pay Option ARMs and interest only loans can bring tremendous benefits to your finances, but without that check up, you will never know.
The other reason for the annual checup is that financial and investment plans change, not necessarily every year, but they do change frequently. You may add to the family, become seriously ill, have a job change, or need to simply "tweak" your finances and your mortgage plan to make it more efficient. Here are some questions you need to ask yourself right now to help determine your immediate need for a mortgage check up...
Do you know what type of loan you have?
Do you know what your current mortgage balance is?
Do you even know what your interest rate is right now?
If you are in an adjustable rate mortgage, do you know what the interest rate and payments would be if it adjusted today?
Do you know where you prior closing documents are, particularly the "NOTE"?
These are just a few of the questions that if you do not know the answer right now, you need to get your mortgage check up. Also, do your research to find the qualified mortgage professional in your area. If you have any further questions, feel free to contact me or visit my website here.
Florida Mortgage Specialist provides "thought provoking" topics and strategies for proper mortgage planning. MEDS™ is a unique mortgage process that properly integrates your mortgage into your financial plan.
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.