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The market is now offering First Time Home Buyers an opportunity to purchase their first home. With very good interest rates and loan programs that offer you several options to purchase this is a good time to learn about your options. The market adjustment has resulted in a more stable market. The lower price ranges are now offering new opportunity for First Time Home Buyers.
We specialize in helping you through the complex process of buying a home. It is very important that you learn and understand all of the aspects of buying your first home. It is best to start correctly and to prepare well. The things that will be needed are basic. You will need to have some money save and set aside to purchase. Even if you are using a no down payment program, there are still costs associated with the purchase. There are closing costs and moving costs. It is hopeful that the new home will not need repairs but repairs may be needed.
You will also need a good credit score and you will need to find a good loan officer to help you identify you comfort level with payments and price range. Just as we help you through the real estate portion of the process, your loan officer is just as critical in helping you and supporting you learn about your loan options and which loan will be best suited for you.
The FHA Loans are ideal for First Time Home Buyers and offer versatility that can accommodate buying foreclosure properties that need repair. We have Professional Loan Officers that we work with and can refer you to. Your time with your new Loan Officer results in your being pre-qualified to purchase your home. You will receive a pre-qualification letter that details the conditions of the loan you have qualified for. This is required before we can get serious about looking at listings and finding that home you want to make an offer on.
After we have your pre-qualification letter, we will begin by setting you up with your own MLS account. If you do not have a computer than we will meet regularly to go over listings and to set appointments. If you do have a computer, we can share in previewing and selecting homes to view together.
As we work togetherin viewing homes, we become familiar with the market and the market value of these listings. We now start to become familiar with a good value when we see it based on the criteria we have learned about the market and your needs. Once we find that special home that we want to own, we will guide your thorough the offer and negotiation process. We will be successful.
So start today and pick up the phone and call. We can help guide your through the process of busying your first home. Now is a good time to be looking and buying real estate. The market conditions are very good. We've all learned that owning a home is a privilege and we want to help you in that endeavor.
We specialize in helping First Time Home Buyers here in Redding and Shasta County, CA.
I am Jeanean Gendron, your Redding and Shasta County Specialist. You can reach me at 530 276-7417. I answer my phone I hold the Certified Investment Agent Specialist, CIAS designation. I have taken special training so that I may help my clients in all their Real Estate Investment needs.
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Jeanean Gendron, DRE#01299346, Redding and Shasta County Real Estate Specialist. This website is dedicated to bringing to real estate consumers the latest on-line tools to help them in understanding the local, state and national trending real estate market.
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.