Want to live in the country? I can get you 100% financing with no money down using a USDA loan.
This loan program is excellent for your First Time Home Buyers that are just starting out or that don't have a down payment that most other loan programs require.
USDA HIGHLIGHTS
•• 103.5% financing based on appraised value
•• 640 Minimum credit score
•• DTI 31/43 (will go up to 45% w/comp factors)
•• No monthly MI
•• No reserve requirements
•• No Down Payment
•• No maximum seller concessions
•• 100% gifting is permitted
•• Primary residences only
•• All closing costs and prepaid may be paid by seller contributions
Mortgage Loan Originator
Bay to Bay Lending
501 S. Dakota Ave.
Tampa, FL 33606
Office: 813-642-7361
Cell: 352-428-4795
Fax: 813-251-2733
NMLS Originator # 295255
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