If your buyer has a problem with his/her credit score and is not able to purchase their is a solution.  WipeYourCreditClean.com  is a website that links your Buyer to the number one Credit Repair Law Firm in the Country.  The law firm  will send out an inquiry on each derogatory item to each of the creditors. If the creditor does not respond back exactly how the Fair Credit Reporting Act requires them to do. The derogatory item must be removed.  Over a few months time, the vast majority most of the time the Buyer's credit is greatly improved and the credit score goes up to an acceptable level. This process does work and it is legal.